Integrating Saving into Microenterprise Programs for the Poor

Do Institutions Matter

Datos Bibliográficos

ID10547397
AutoresFred M Ssewamala (0000-0002-4849-5650, Columbia University, autor de correspondencia), Michael Sherraden (0000-0002-0825-7201, Washington University in St. Louis)
Año2004
Volumen78
Número3
Páginas404-428
Fecha de publicación2004-09-01
Peer ReviewedSí
Open AccessNo
TipoARTICLE
RevistaSocial Service Review (JOURNAL)
Identificadores de la revistaISSN: 0037-7961 • E-ISSN: 1537-5404
EditorialUniversity of Chicago Press (PUBLISHER • US)
DOI10.1086/421919
OpenAlexW2060517513
IdiomaEN
Citas recibidas28
Referencias citadas20

This study examines factors that affect saving performance among participants in a subsidized saving program who intend to use their savings to help capitalize a microenterprise. Using data from 14 community‐based organizations promoting self‐employment among the poor, and drawing on institutional theory, we find that individual‐level theories do not fully explain the variance in savings and that institutional influences also are predictive. Policy makers may want to consider a range of institutional characteristics when designing policies and programs aimed at promoting self‐employment among poor families

Affect (linguistics · Business · Economic growth · Economics · Public economics · Subsidy · Variance (accounting · Accounting · Innovation and Socioeconomic Development · Microfinance and Financial Inclusion · Psychology · Urban and Rural Development Challenges