Mortgage Indebtedness in England
An 'Epidemiology
Bibliographic Data
| ID | 11484302 |
|---|---|
| Authors | Roger Burrows (0000-0001-6837-1586, corresponding author) |
| Year | 1998 |
| Volume | 13 |
| Issue | 1 |
| Pages | 5-21 |
| Publication date | 1998-01-01 |
| Peer Reviewed | Yes |
| Open Access | No |
| Type | ARTICLE |
| Venue | Housing Studies (JOURNAL) |
| Journal identifiers | ISSN: 0267-3037 • E-ISSN: 1466-1810 |
| Publisher | Informa UK Limited (PUBLISHER • GB) |
| DOI | 10.1080/02673039883461 |
| OpenAlex | W2047753140 |
| Language | EN |
| Citations received | 19 |
| References cited | 8 |
This paper investigates the social distribution of mortgage arrears in England using the 1993 -94 Survey of English Housing. It models the odds of households being in mortgage arrears in relation to a range of socio-economic variables. It concludes that the relatively high rate of mortgage indebtedness of recent years is likely to continue for as long as there is such a fundamental disjuncture between current labour market, housing m arket and social security policy. Many of the features most closely associated with the flexibilisation of the labour m arket are the very factors which lead to mortgage indebtedness. At the same time levels of social security support for m ortgagors experiencing the periodic downside of the flexible economy are inadequate and likely to become even more so. Until such a time as a radical reconnection of these three policy spheres occurs the threat of further 'epidemics' of mortgage indebtedness is likely
Arrears · Debt · Economics · Logistic regression · Market economy · Mortgage insurance · Mortgage underwriting · Odds · Secondary mortgage market · Social security · Financial Literacy, Pension, Retirement Analysis · Housing Market and Economics · Housing, Finance, and Neoliberalism · Finance
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| Unique citing works | 19 |
|---|---|
| Citations per year | 0,68 |
| Citation span | 1998 - 2016 (19) |
| Citation velocity | historical |
| Highly cited | No |
| Citation types | Neutral: 19 |