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The administrative costs of community-based health insurance

A case study of the community health fund in Tanzania

Bibliographic Data

ID11490971
AuthorsJosephine Borghi (0000-0002-0482-5451, Ifakara Health Institute, corresponding author), Suzan Makawia (Ifakara Health Institute), August Kuwawenaruwa (0000-0001-8459-443X, Ifakara Health Institute)
Year2015
Volume30
Issue1
Pages19-27
Publication date2015-02-01
Open AccessYes
TypeARTICLE
VenueHealth Policy and Planning (JOURNAL)
Journal identifiersISSN: 0268-1080 • E-ISSN: 1460-2237
PublisherOxford University Press (PUBLISHER • GB)
DOI10.1093/heapol/czt093
PMID24334331
PMCIDPMC4287190
OpenAlexW2151087002
LanguageEN
Citations received5
References cited15

Community-based health insurance expansion has been proposed as a financing solution for the sizable informal sector in low-income settings. However, there is limited evidence of the administrative costs of such schemes. We assessed annual facility and district-level costs of running the Community Health Fund (CHF), a voluntary health insurance scheme for the informal sector in a rural and an urban district from the same region in Tanzania. Information on resource use, CHF membership and revenue was obtained from district managers and health workers from two facilities in each district. The administrative cost per CHF member household and the cost to revenue ratio were estimated. Revenue collection was the most costly activity at facility level (78% of total costs), followed by stewardship and management (13%) and pooling of funds (10%). Stewardship and management was the main activity at district level. The administration cost per CHF member household ranged from USD 3.33 to USD 12.12 per year. The cost to revenue ratio ranged from 50% to 364%. The cost of administering the CHF was high relative to revenue generated. Similar studies from other settings should be encouraged.

Business · Community health · Economic growth · Economics · Health care · Revenue · Socioeconomics · Tanzania · Total revenue · Finance · Global Health and Epidemiology · Global Maternal and Child Health · Healthcare Systems and Reforms

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Citations per year0.71
Citation span2019 - 2025 (7)
Highly citedNo

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