Impact of the Guaranteed Health Plan with a single community premium on the demand for private health insurance in Chile
Bibliographic Data
| ID | 11650443 |
|---|---|
| Authors | Eduardo Bitrán (Adolfo Ibáñez University), Fabián Duarte (0000-0003-0321-7427, Adolfo Ibáñez University), Dalila Fernandes (Adolfo Ibáñez University), Marcelo Villena (0000-0002-4654-0315, Adolfo Ibáñez University) |
| Year | 2018 |
| Volume | 2017 |
| Issue | 123 |
| Pages | 210-227 |
| Publication date | 2018-09-23 |
| Open Access | No |
| Type | ARTICLE |
| Venue | CEPAL review (JOURNAL) |
| Journal identifiers | ISSN: 0251-2920 • E-ISSN: 1684-0348 |
| Publisher | United Nations Publications (PUBLISHER • US) |
| DOI | 10.18356/02c20e56-en |
| OpenAlex | W2800409892 |
| Language | EN |
| References cited | 2 |
In 2012, a Guaranteed Health Plan for the private health system was submitted to the Chilean National Congress, with the aim of offering a standardized flat-rate health-care plan. This paper evaluates the impact that the introduction of this plan would have on the demand for health insurance. The results suggest that the private insurance portfolio would shrink by 12.39%, which means that around 400,000 people would switch to the public system, thereby exacerbating the adverse-selection problem faced by the system and imposing an additional fiscal burden of US$ 200 million per year
Actuarial science · Adverse selection · Business · Economic growth · Economics · Geography · Health care · Health insurance · Health plan · Plan (archaeology · Portfolio · Private insurance · Public economics · Global Health Care Issues · Healthcare Policy and Management · Healthcare Systems and Reforms · Finance
| Highly cited | No |
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