Neighborhood Racial Composition and Mortgage Lending
City and Suburban Differences
Bibliographic Data
| ID | 12067150 |
|---|---|
| Authors | Gregory D Squires (University of Wisconsin–Milwaukee, corresponding author), William Velez (0000-0002-9006-5603, University of Wisconsin–Milwaukee) |
| Year | 1987 |
| Volume | 9 |
| Issue | 3 |
| Pages | 217-232 |
| Publication date | 1987-10-01 |
| Peer Reviewed | Yes |
| Open Access | No |
| Type | ARTICLE |
| Venue | Journal of Urban Affairs (JOURNAL) |
| Journal identifiers | ISSN: 0735-2166 • E-ISSN: 1467-9906 |
| Publisher | Taylor & Francis (PUBLISHER • GB) |
| DOI | 10.1111/j.1467-9906.1987.tb00477.x |
| OpenAlex | W1994965957 |
| Language | EN |
| Citations received | 19 |
| References cited | 6 |
Racially discriminatory mortgage lending patterns have been documented in several cities, despite the fact that such practices are illegal under the Federal Fair Housing Act and other federal and state laws. This study finds that in Milwaukee, as in several other metropolitan areas, racial composition of neighborhood is negatively associated with mortgage lending activity by depository institutions even after the effects of income, condition of housing, and related population and neighborhood characteristics are taken into consideration. However, the effects of race are not linear and are different in the city and in the suburbs. In the city, the effects of race were largest in integrated areas, whereas in the suburbs the effects of race were positive when few minorities were present and negative in those areas having large concentrations of minority residents
Business · Central city · Civil rights · Composition (language · Demographic economics · Economic geography · Economics · Fair Housing Act · Geography · Metropolitan area · Political science · Population · Race (biology · Racial composition · Sociology · State (computer science · Demography · Housing Market and Economics · Law · Names, Identity, and Discrimination Research · Urban, Neighborhood, and Segregation Studies
Race, Mortgage Lending and Loan Rejections in a U.S. City
Racial Barriers to Credit
Over 40 years of shaping global urban research
Cities Destroyed (Again) For Cash
Blind Faith in the Free Market
Subprime Loans
Creating Stable Racially Integrated Communities
Private Investment and Public Redevelopment
Lending in the Modern Era
Mortgage Lending and Gender
Neighborhood Change and Urban Policy
The Role of Municipal-Level Factors in Neighborhood Economic Change
Financing Community
The spatial dynamics of neighborhood change
Influencing the Agents of Urban Structure
Suburbia under siege
Does the Community Reinvestment Act Help Minorities Access Traditionally Inaccessible Neighborhoods
Opposing and Policing Racial Integration
Mortgage Lending and Race
| Unique citing works | 19 |
|---|---|
| Citations per year | 0,51 |
| Citation span | 1989 - 2023 (35) |
| Citation velocity | historical |
| Highly cited | No |
| Citation types | Neutral: 19 |