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Role of Microcredit towards Socioeconomic Empowerment of Pakistani Urban Women

Bibliographic Data

ID12320034
AuthorsNaila Masood Ahmad (Bahria University, Islamabad, Pakistan, corresponding author), Mahbubuddin Ahmad (Michigan State University), M Masood Ahmad (Hubert Humphrey Fellow, Michigan State University USA)
Year2016
Volume26
Issue3
Pages189-197
Publication date2016-12-01
Open AccessYes
TypeARTICLE
VenueThe Anthropologist (JOURNAL)
Journal identifiersISSN: 0972-0073 • E-ISSN: 2456-6802
PublisherKamla Raj Enterprises (PUBLISHER)
DOI10.1080/09720073.2016.11892148
OpenAlexW2769885467
LanguageEN
Citations received2
References cited1

The microcredits offered to the un-bankable poor women are perceived to be instrumental inimproving the livelihood patterns and empowering the womenfolk around the globe. The present qualitative studyexplores the efficacy of microcredit towards the socioeconomic development of urban women hailing from threelocales of Rawalpindi district. It examines the impacts of opportunities offered by the micro-finance institution,Akhuwat, to the women to help them ameliorate their living conditions through efficient utilization of credit. Thepaper has endeavored to investigate the claim that the use of interest-free microcredit by households has a directcorrelation with socioeconomic empowerment of marginalized urban women. A total of 90 women were interviewedusing a questionnaire and in-depth interviews. Results indicate that female borrowers have greater access to incomegenerating opportunities, become more confident, participate actively in decision-making processes, developstronger networks, experience reduced domestic violence and enjoy enhanced freedom of mobility

Economic growth · Economics · Empowerment · Geography · Population · Socioeconomic status · Socioeconomics · Sociology · Women's empowerment · Demography · FinTech, Crowdfunding, Digital Finance · Islamic Finance and Banking Studies · Microfinance and Financial Inclusion

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Citations per year0.4
Citation span2021 - 2025 (5)
Highly citedNo

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