Measuring Gentrification with Mortgage Application Data
Bibliographic Data
| ID | 12438475 |
|---|---|
| Authors | R Martins (0000-0003-3657-501X, University of Georgia, corresponding author), James A Stevens (0000-0001-5042-6868, Wofford College) |
| Year | 2025 |
| Publication date | 2025-12-11 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Urban Affairs Review (JOURNAL) |
| Journal identifiers | ISSN: 1078-0874 • E-ISSN: 1552-8332 |
| Publisher | SAGE Publishing (PUBLISHER • US) |
| DOI | 10.1177/10780874251398022 |
| OpenAlex | W4417247243 |
| Language | EN |
| References cited | 41 |
This study introduces two measures of gentrification pressure, defined as the force new homebuyers impose on neighborhood income levels. The measures rely on U.S. Home Mortgage Disclosure Act mortgage applications to observe applicant income from 2012 to 2016. Gentrification pressure is calculated for all low-income, central-city tracts in the 100 largest metropolitan areas in the United States. The measures reveal variation in pressure through time and across census tracts. Contrary to traditional measures of gentrification that use ten-year census intervals, the new measures allow flexibility regarding the start date, end date, and duration of the gentrification process. We validate the measures using several traditional gentrification definitions based on changes in income and socioeconomic status
American Community Survey · Census · Flexibility (engineering · Gentrification · Metropolitan area · Socioeconomic status · Housing, Finance, and Neoliberalism · Urban Planning and Governance · Urban, Neighborhood, and Segregation Studies
Gentrification
Location and Land Use
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Gentrification Trends in New Transit‐Oriented Communities
The language of neighborhoods
Who's Moving In? A Longitudinal Analysis of Home Purchase Loan Borrowers in New Transit Neighborhoods
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Gentrification and residential mobility in Philadelphia
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Neighborhoods on the Rise
Rural gentrification, touristification, and displacement
The diverse geographies of rural gentrification in Scotland
Modeling Housing Appreciation Dynamics in Disadvantaged Neighborhoods
Identifying Robust, Parsimonious Neighborhood Indicators
Modeling the Context and Contingency of Gentrification
Suburban gentrification? Examining the geographies of New Urbanism in Atlanta’s inner suburbs
A Model for Identifying Gentrified Areas With Census Data
Understanding gentrification
Old homes, externalities, and poor neighborhoods. A model of urban decline and renewal
Who gentrifies low-income neighborhoods
Racial composition and trajectories of gentrification in the United States
Re-measuring gentrification
Why Do Higher-income Households Choose Low-income Neighbourhoods? Pioneering or Thrift
An exploration of the importance of the strategy used to identify gentrification
The changing state of gentrification
Where Do They Go? The Destinations of Residents Moving from Gentrifying Neighborhoods
Displacement or Succession
Neighborhood Ethnoracial Composition and Gentrification in Chicago and New York, 1980 to 2010
Rethinking Gentrification
The shape of neighborhoods to come
Mapping the DNA of Urban Neighborhoods
Explicating Divided Approaches to Gentrification and Growing Income Inequality
Unequal Displacement
| Citation velocity | historical |
|---|---|
| Highly cited | No |