Impact of Women Borrowers Culture on the Financial Efficiency of Microfinance Institutions in Asean-4 Countries
Bibliographic Data
| ID | 12634583 |
|---|---|
| Authors | Eni Murdiati (0000-0003-2973-6479, Da'wah and Communication, Universitas Islam Negeri Raden Fatah Palembang, South Sumatera, corresponding author), Nurazilah Zainal (0000-0002-6696-3200, Universiti Teknologi MARA), Achmad Syarifudin (0000-0002-2187-3404, Da’wah and Communication, Universitas Islam Negeri Raden Fatah Palembang), Zuraidah Mohd Sanusi (0000-0002-8047-4219, Accounting Research Institute, Universiti Teknologi MARA, Shah Alam), Zahari Md Rodzi (0000-0003-4145-3340, Universiti Teknologi MARA) |
| Year | 2023 |
| Pages | 25-32 |
| Publication date | 2023-06-05 |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Journal of Intercultural Communication (JOURNAL) |
| Journal identifiers | ISSN: 1404-1634 • E-ISSN: 1404-1634 |
| Publisher | International Collaboration for Research and Publications (PUBLISHER) |
| DOI | 10.36923/jicc.v23i2.96 |
| OpenAlex | W4381383291 |
| Language | EN |
| References cited | 36 |
This paper examines the impact of women borrowers' culture on the financial efficiency of microfinance institutions (MFIs) between the years 2011 to 2019. The sample data consisted of 90 MFIs from ASEAN-4 countries. As the first stage analysis, data envelopment analysis (DEA) was employed to determine the score of financial efficiency for the MFIs. In the second stage, Multivariate Panel Regression Analysis were used to examine the impact of women borrower on the level of financial efficiency of the MFIs. The findings reveal that Cambodia has the highest financial efficiency score in ASEAN 4. This indicates that the MFIs in Cambodia are sustainable in providing financial services to the poor in the long run. Moreover, the findings also found a positive relationship between women borrowers culture and the efficiency of the MFIs, which implies that women borrowers reduce the risk of default, thus confirming that women have better loan repayment rates than male borrowers. The outputs from this study provide new insights for the stakeholder of the MFIs as well as policymakers to develop a strategy in order to promote the continuous development of the MFIs
Business · Data envelopment analysis · Econometric analysis · Economic growth · Economics · Financial system · Loan · Macroeconomics · Microfinance · Panel data · Sample (material · FinTech, Crowdfunding, Digital Finance · Islamic Finance and Banking Studies · Microfinance and Financial Inclusion · Finance
Data Envelopment Analysis
An Introduction to Efficiency and Productivity Analysis
Using least squares and tobit in second stage DEA efficiency analyses
Measuring the efficiency of decision making units
The Measurement of Productive Efficiency
A Heteroskedasticity-Consistent Covariance Matrix Estimator and a Direct Test for Heteroskedasticity
Some Models for Estimating Technical and Scale Inefficiencies in Data Envelopment Analysis
Impact of Rule of Law and Government Size to the Microfinance Efficiency
Microfinance and Gender
Outreach and Efficiency of Microfinance Institutions
The Microfinance Schism
Microfinance Repayment Performance in Bangladesh
The Impact of Lending to Women on Household Vulnerability and Women’s Empowerment
Microenterprise Lending to Female Entrepreneurs
Women and Repayment in Microfinance
The Vulnerability of Microfinance to Financial Turmoil – Evidence from the Global Financial Crisis
Repayment performance in group-based credit programs in Bangladesh
Determinants of Repayment Performance in Credit Groups
| Highly cited | No |
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