The Impact of Debt Advice as a Response to Financial Difficulties in Ireland
Bibliographic Data
| ID | 12714757 |
|---|---|
| Authors | Stuart Stamp (National University of Ireland, Maynooth, corresponding author) |
| Year | 2011 |
| Volume | 11 |
| Issue | 1 |
| Pages | 93-104 |
| Publication date | 2011-12-06 |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Social Policy and Society (JOURNAL) |
| Journal identifiers | ISSN: 1474-7464 • E-ISSN: 1475-3073 |
| Publisher | Cambridge University Press (CUP) (PUBLISHER) |
| DOI | 10.1017/s1474746411000443 |
| OpenAlex | W2129720268 |
| Language | EN |
| Citations received | 3 |
| References cited | 2 |
Irish social policy has, since the early 1990s, prioritised debt advice as the primary policy tool for addressing over-indebtedness, targeting low-income households in particular. This article, which draws on secondary analysis of datasets and qualitative interviews, suggests that ‘person-centred’ debt advice plays a major role in alleviating personal over-indebtedness and its effects among this group. However, the government's objective that it should facilitate financial independence is unrealistic. For such debt advice to be effective, complimentary legal and institutional solutions to debt problems are required in Ireland. The dearth of financial options and resources available also needs to be addressed
Advice (programming · Business · Debt · Economics · Financial independence · Government (linguistics · Independence (probability theory · Irish · Public economics · Housing, Finance, and Neoliberalism · Finance
| Citations per year | 0.23 |
|---|---|
| Citation span | 2013 - 2022 (10) |
| Highly cited | No |