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Regulating exclusions? Gender, development and the limits of inclusionary financial platforms

Bibliographic Data

ID12889596
AuthorsSerena Natile (0000-0002-8236-3299, Brunel University of London, corresponding author)
Year2019
Volume15
Issue4
Pages461-478
Publication date2019-12-01
Peer ReviewedYes
Open AccessYes
TypeARTICLE
VenueInternational Journal of Law in Context (JOURNAL)
Journal identifiersISSN: 1744-5523 • E-ISSN: 1744-5531
PublisherCambridge University Press (CUP) (PUBLISHER)
DOI10.1017/s1744552319000417
OpenAlexW3005389953
LanguageEN
Citations received7
References cited58

Digital financial-inclusion platforms have gained increasing attention as instruments for economic growth that also contribute to development goals such as poverty reduction and gender equality. One of the most acclaimed digital financial platforms to date is M-Pesa (M for mobile, pesa is Swahili for money) in Kenya – a mobile-phone-enabled money-transfer service realised via a public–private partnership between the UK's Department for International Development, Vodafone and its local partner, Safaricom. Since its launch in 2007, M-Pesa has grown at a phenomenal rate and it is now used by over 70 per cent of the Kenyan population. Bringing together socio-legal enquiry, feminist political economy analysis and post-colonial literature, this paper discusses M-Pesa's inclusionary regulatory arrangements and examines their implications for gender equality. It shows that, while these arrangements contribute to including women in the formal financial system, they fail to adopt the redistributive measures necessary to address the gendered socio-economic disadvantages that cause and reproduce financial exclusion

Business · Economic growth · Economics · Financial inclusion · Financial services · General partnership · Kenya · Mobile payment · Mobile phone · Payment · Political science · Politics · Population · Poverty · Sociology · FinTech, Crowdfunding, Digital Finance · Housing, Finance, and Neoliberalism · Law · Microfinance and Financial Inclusion · Finance

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Unique citing works7
Citations per year1,4
Citation span2021 - 2025 (5)
Citation velocityrecent
Highly citedNo
Citation typesNeutral: 7

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