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Are People Enrolled in NCMS and CURBMI Susceptible in Catastrophic Health Expenditure? Evidence From China

Bibliographic Data

ID13775805
AuthorsXinpeng Xu (0000-0002-8238-8701, Nanjing University), Xin-Peng Xu (0000-0002-5829-9960, Nanjing University), Hai Gu (0000-0002-0400-7694, Nanjing University, corresponding author), Hua You (0000-0002-0004-0470, Nanjing University), Lan Bai (0000-0002-8859-1540, Nanjing University), Chao Li (0000-0002-7543-3973, Nanjing University), Decheng Li (Nanjing University), Nan Cui (0000-0003-0432-5841, Nanjing University), Wenxuan Wu (0009-0009-4938-7713, Nanjing University), Yubo Kou (0000-0001-7061-2350, Zhejiang University), Yun Kou (Zhejiang University, Hangzhou, China)
Year2020
Volume57
Pages46958020919282-46958020919282
Publication date2020-01-01
Open AccessYes
TypeARTICLE
VenueINQUIRY The Journal of Health Care Organization Provision and Financing (JOURNAL)
Journal identifiersISSN: 0046-9580 • E-ISSN: 1945-7243
PublisherSAGE Publishing (PUBLISHER • US)
DOI10.1177/0046958020919282
PMID32418494
OpenAlexW3024847904
LanguageEN
Citations received1
References cited32

This study investigated associations between different types of medical insurance and the incidence of catastrophic health expenditure among middle-aged and the aged in China. The data came from the China Health and Retirement Longitudinal Survey implemented in 2013, with 9782 individuals analyzed. Probit regression models and multiple linear regressions were employed to explore the relationship mentioned above and potential mechanisms behind it. It was found that compared with participants in Urban Resident Basic Medical Insurance, individuals participating in New Cooperative Medical Scheme and Coordinating Urban and Rural Basic Medical Insurance was less likely to undergo catastrophic health expenditure ( P P = .008), especially for low-income and middle-income group. Participants in New Cooperative Medical Scheme and Coordinating Urban and Rural Basic Medical Insurance were more likely to utilize inpatient medical service ( P P = .020) and choose low-level medical institutions for treatment ( P = .003, P = .006). And individuals participating in New Cooperative Medical Scheme had lower out-of-pocket expenditure ( P = .034). The study showed the significant difference in the incidence of catastrophic health expenditure among participants in different medical insurances. Efforts should be made to improve the service quality of grassroots medical institutions except for the increase of reimbursement ratio, so that rural residents can enjoy high-quality medical services

Actuarial science · Business · China · Economic growth · Economics · Environmental health · Geography · Grassroots · Health care · Medical insurance · Political science · Probit model · Reimbursement · Global Health Care Issues · Global Maternal and Child Health · Healthcare Systems and Reforms · Medicine

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Citations per year0.33
Citation span2023 - 2023 (1)
Highly citedNo

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