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Consumer-Directed Health Plans

New Evidence on Spending and Utilization

Bibliographic Data

ID13776386
AuthorsRoger Feldman (University of Minnesota, corresponding author), Stephen T Parente (0000-0003-1155-9937), Jon B Christianson
Year2007
Volume44
Issue1
Pages26-40
Publication date2007-02-01
Open AccessYes
TypeARTICLE
VenueINQUIRY The Journal of Health Care Organization Provision and Financing (JOURNAL)
Journal identifiersISSN: 0046-9580 • E-ISSN: 1945-7243
PublisherSAGE Publishing (PUBLISHER • US)
DOI10.5034/inquiryjrnl_44.1.26
PMID17583260
OpenAlexW1980644905
LanguageEN
Citations received2
References cited7

This study examined three-year spending and utilization trends associated with enrollment in a consumer-directed health plan (CDHP) offered by a large employer alongside a preferred provider organization (PPO) and a point-of-service (POS) plan. The CDHP cohort spent considerably more money on hospital care than the POS cohort. Results found evidence of pent-up demand in the CDHP, but not enough to explain the spending trend. Lower prescription drug spending--where the CDHP modestly controlled allowable costs--was associated with less hospital and emergency room use in following periods. Findings suggest the CDHP had too little out-of-pocket cost-sharing to control medical spending

Business · Cohort · Cost sharing · Economic growth · Economics · Health care · Health plan · Medical prescription · Health Systems, Economic Evaluations, Quality of Life · Healthcare Policy and Management · Internal Medicine · Medicine · Nursing · Pharmacology · Primary Care and Health Outcomes

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Citations per year0.18
Citation span2015 - 2022 (8)
Highly citedNo

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