Land Use Restrictiveness and Mortgage Access
How Regulatory Environments Condition Racial and Income Disparities in Loan Approvals and Pricing
Bibliographic Data
| ID | 17570491 |
|---|---|
| Authors | Tyler Haupert (0000-0003-3132-6540, New York University Shanghai, corresponding author) |
| Year | 2026 |
| Pages | 1-16 |
| Publication date | 2026-04-27 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Journal of the American Planning Association (JOURNAL) |
| Journal identifiers | ISSN: 0194-4363 • E-ISSN: 1939-0130 |
| Publisher | Taylor & Francis (PUBLISHER • GB) |
| DOI | 10.1080/01944363.2026.2647145 |
| OpenAlex | W7156357680 |
| Language | EN |
| References cited | 50 |
Household income · Land use · Loan · Low income · Mortgage underwriting · Restrictiveness · Housing Market and Economics · Housing, Finance, and Neoliberalism · Urban, Neighborhood, and Segregation Studies
Metropolitan Segregation and the Subprime Lending Crisis
Do Strict Land Use Regulations Make Metropolitan Areas More Segregated by Income?
Housing Constraints and Spatial Misallocation
Supply Skepticism
The Geographic Determinants of Housing Supply
Islands of decay in seas of renewal
Has mortgage capital found an inner‐city spatial fix?
Racial Dynamics of Subprime Mortgage Lending at the Peak
The Racial Landscape of Fintech Mortgage Lending
Zoning and segregation in urban economic history
The Changs Next Door to the Díazes
The Color of Credit
Discriminating Risk
Segregation by Design
Local Land Use Regulation and the Chain of Exclusion
Blue-Chip Black
New Technology, Old Patterns
Racial Stratification Among Latinos in the Mortgage Market
Fintech’s relationship with subprime lending in immigrant gateway metropolitan areas
Credit scores, race, and residential sorting
Redlining and the Home Owners' Loan Corporation
The effects of residential zoning in U.S. housing markets
A New Measure of the Local Regulatory Environment for Housing Markets
Exploring the Neighborhood Contingency of Race Discrimination in Mortgage Lending in Columbus, Ohio
The Effect of Density Zoning on Racial Segregation in U.S. Urban Areas
Rethinking Exclusionary Zoning or
We Built This
Gentrification, Segregation, and Discrimination in the American Urban System
Racial Segregation and the American Foreclosure Crisis
Neighborhoods, Race, and the Twenty-first-century Housing Appraisal Industry
The Great Recession and Ethno-Racial Disparities in Access to Mortgage Credit
Ethno-Racial and Credit Worthiness Disparities in Access to Mortgage Credit
| Citation velocity | historical |
|---|---|
| Highly cited | No |