The Excess Funds Problem of the Savings Groups in Laos

Case Study of a Village in Vientiane Municipality ( Savings Groups in Laos from a Comparative Perspective)

Bibliographic Data

ID19039388
AuthorsKoichi Fujita (0000-0002-0768-1801, Center for Southeast Asian Studies, Kyoto University, corresponding author)
Year2015
Volume3
IssueSupplementaryIssue
Pages135-155
Publication date2015-01-01
Open AccessYes
TypeARTICLE
VenueSoutheast Asian studies (JOURNAL)
Journal identifiersISSN: 2186-7275 • E-ISSN: 2423-8686
PublisherCenter for Southeast Asian Studies, Kyoto University (PUBLISHER)
DOI10.20495/seas.3.supplementaryissue_135
OpenAlexW2111629525
LanguageEN
Citations received1

There is a tendency that the success of some of the village-level savings groups in Laos inevitably causes an excess funds problem, because the activity of a saving group is confined to a small village territory. Given the lack of efficient and reason-able system for coordinating between funds-surplus and funds-deficit savings groups, the excess funds problem of funds-surplus savings groups leads to a stagnation of such groups, whereas other funds-deficit groups continue to suffer from the fund shortage. The paper, based on a case study of a village in Vientiane Municipality since 2003 until 2012, analyzes how various stakeholders responded to such an excess funds problem with an apparent failure in the study village and alerts the policy-makers in Laos to make necessary measures, since the excess funds problem is also providing a good opportunity to establish a broader and integrated institu-tional financial system in rural Laos

Business · Economics · Financial system · Interest rate · Monetary economics · Savings account · Banking stability, regulation, efficiency · Islamic Finance and Banking Studies · Microfinance and Financial Inclusion · Finance

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