Credit rationing in small‐scale enterprises
Special microenterprise programmes in ecuador
Bibliographic Data
| ID | 20302589 |
|---|---|
| Authors | Mayada M Baydas (The Ohio State University), Richard L Meyer (The Ohio State University), Nelson Aguilera‐Alfred (The Ohio State University) |
| Year | 1994 |
| Volume | 31 |
| Issue | 2 |
| Pages | 279-288 |
| Publication date | 1994-12-01 |
| Open Access | No |
| Type | ARTICLE |
| Venue | The Journal of Development Studies (JOURNAL) |
| Journal identifiers | ISSN: 0022-0388 • E-ISSN: 1743-9140 |
| Publisher | Informa UK Limited (PUBLISHER • GB) |
| DOI | 10.1080/00220389408422361 |
| OpenAlex | W1971163324 |
| Language | EN |
| Citations received | 3 |
| References cited | 5 |
Small‐scale enterprises receive several forms of aid, but many are denied access to formal loans. A demand and supply model is estimated to analyse the factors lenders use to ration credit in special microenterprise programmes. The results reveal that suppliers do not discriminate against less profitable enterprises and entrepreneurs who have not completed their high school education; however, these entrepreneurs have a smaller demand for external finance from the microenterprise programmes than more profitable enterprises and entrepreneurs who have graduated from high school
Access to Finance · Business · Credit rationing · Economic growth · Economics · Interest rate · Microfinance · Rationing · Scale (ratio) · Finance · Microfinance and Financial Inclusion · Taxation and Compliance Studies · Working Capital and Financial Performance
| Citations per year | 0.11 |
|---|---|
| Citation span | 1998 - 2011 (14) |
| Highly cited | No |