An analysis of offer functions of banks and credit unions in Guatemala
Bibliographic Data
| ID | 20303147 |
|---|---|
| Authors | David Mushinski (0000-0002-2439-4097, Colorado State University, corresponding author), David W Mushinski |
| Year | 1999 |
| Volume | 36 |
| Issue | 2 |
| Pages | 88-112 |
| Publication date | 1999-12-01 |
| Open Access | No |
| Type | ARTICLE |
| Venue | The Journal of Development Studies (JOURNAL) |
| Journal identifiers | ISSN: 0022-0388 • E-ISSN: 1743-9140 |
| Publisher | Informa UK Limited (PUBLISHER • GB) |
| DOI | 10.1080/00220389908422622 |
| OpenAlex | W2079225384 |
| Language | EN |
| Citations received | 15 |
| References cited | 16 |
Economists have sought to identify institutions which might fill the gap in household access to credit arising from rationing by formal lenders. Credit unions have been identified as institutions which might use informational and monitoring advantages to fill that gap. Using information on household perceptions of their access to credit, this article analyses the impact of certain credit unions on the access to credit of households in Guatemala. Regression results indicate that credit unions serve markets unserved by formal lenders and that information on household perceptions of their access to credit is important in making inferences about lender lending activities
Business · Credit enhancement · Credit history · Credit rationing · Credit reference · Credit risk · Economic growth · Economics · Financial system · Interest rate · Rationing · Finance · Islamic Finance and Banking Studies · Microfinance and Financial Inclusion · Urban and Rural Development Challenges
The Macro-Economic Effects of Directed Credit Policies
Impacts of Land Certification on Tenure Security, Investment, and Land Market Participation
Getting Institutions “Right” for Whom? Credit Constraints and the Impact of Property Rights on the Quantity and Composition of Investment
Land Registration, Governance, and Development
What Influences Rice Farmers’ Choices of Credit Sources in Côte d’Ivoire? An Econometric Analysis using the Multinomial Conditional Logit Model
Credit Unions as Conduits for Microfinance Delivery in Cameroon
Gender and the credit rationing of small businesses
The Impact of “Market-Friendly” Reforms on Credit and Land Markets in Honduras and Nicaragua
Understanding the Coexistence of Formal and Informal Credit Markets in Piura, Peru
Rural Women’s Access to Credit
Credit for What? Informal Credit as a Coping Strategy of Market Women in Northern Ghana
Informal Borrowers and Financial Exclusion
Strengthening housing finance in emerging markets
Decomposing Racial and Ethnic Differences in Small Business Lending
Direct Elicitation of Credit Constraints
Thy Neighbor's Keeper
Peer Monitoring and Credit Markets
Who is Credit Constrained in the U. S. Economy?
Group credit
How to lend like mad and make a profit
Limited-dependent and qualitative variables in econometrics
Segmentation in rural financial markets
Determinants of credit rationing
Credit constraints, credit unions, and small-scale producers in Guatemala
Rural credit markets and institutions in developing countries
Group lending, repayment incentives and social collateral
An empirical investigation of rationing constraints in rural credit markets in India
Equilibrium credit rationing of small farm agriculture
Identification Problems in the Social Sciences
Nonmarket Institutions for Credit and Risk Sharing in Low-Income Countries
| Citations per year | 0.6 |
|---|---|
| Citation span | 2001 - 2022 (22) |
| Highly cited | No |