Subjective economic well-being within consumer service structures
Bibliographic Data
| ID | 20407141 |
|---|---|
| Authors | Sergey Tkach (0000-0001-5016-9187, Saint Petersburg State University, St. Petersburg, Russia), Anastasia Korovina (Saint Petersburg State University, St. Petersburg, Russia) |
| Year | 2025 |
| Volume | 28 |
| Issue | 3 |
| Pages | 184-203 |
| Publication date | 2025-10-29 |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Zhurnal Sotsiologii i Sotsialnoy Antropologii (The Journal of Sociology and Social Anthropology (JOURNAL) |
| Journal identifiers | ISSN: 1029-8053 • E-ISSN: 2306-6946 |
| Publisher | International Foundation for the Support of Social Research and Education Intersozic (PUBLISHER) |
| DOI | 10.31119/jssa.2025.28.3.8 |
| OpenAlex | W4415991499 |
| Language | EN |
| References cited | 22 |
The article considers approaches to understanding significant factors of subjective economic well-being, among which factors of the financial sphere are highlighted — the role of income and access to goods. The theoretical model includes elements of the theories of generation and modernization of S. Eisenstadt, as well as the provisions on the role of credit as a consumer service of A. Tikhonov. Emphasis was placed on consumer services in accordance with the assumptions of E. Chigvintseva on the relationship between inclusion in the service sector and subjective economic well-being. Therefore, the authors make an assumption about the existence of an indirect relationship between financial factors and subjective economic well-being through various consumption structures in the service sector. The object of the study is residents of St. Petersburg and the Leningrad Region, the subject of the study is consumer services of residents. The aim of the study was to identify stable consumption structures and their role in subjective well-being. For the analysis, a decision tree, the Kruskal-Wallis test, the Poisson regression model, and clustering by the k-means method were used. The F-score was used to validate the results, and the Gini score was used to assess the contribution of variables. The clustering was assessed using a silhouette measure. The sample consisted of 1,100 respondents and was representative of St. Petersburg and the Leningrad Region by gender and age. Residents of both rural and urban areas participated in the survey. Clustering revealed stable consumption patterns that are significantly associated with subjective economic well-being, lending, and socio-demographic indicators, consistent with the theoretical model. It was shown that participation in the service sector drives lending. However, the majority of respondents are virtually excluded from the service sector and, at the same time, are less affected by loans. This group also has lower subjective economic well-being
Cluster analysis · Consumer behaviour · Modernization theory · Tertiary sector of the economy · Governance, Compliance, and Sustainability · Psychological Well-being and Life Satisfaction · Socioeconomic and Demographic Analysis
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| Highly cited | No |
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