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Conditionalities of Public Microfinance and the Rural Poor

Voices From the Below

Bibliographic Data

ID21594425
AuthorsMohammad Shahjahan Chowdhury (0000-0001-7743-1720, Department of Public Administration Shahjalal University of Science and Technology Sylhet Bangladesh, corresponding author), Faisal Ahmmed (0000-0003-1604-0384, Department of Social Work Shahjalal University of Science and Technology Sylhet Bangladesh), Ismail Hossain (0000-0001-9516-9068, Department of Social Work Shahjalal University of Science and Technology Sylhet Bangladesh)
Year2020
Volume32
Issue4
Pages526-542
Publication date2020-05-01
Open AccessYes
TypeARTICLE
VenueJournal of International Development (JOURNAL)
Journal identifiersISSN: 0954-1748 • E-ISSN: 1099-1328
PublisherWiley (PUBLISHER • GB)
DOI10.1002/jid.3467
OpenAlexW3011605578
LanguageEN
References cited48

This paper examines microfinance conditionalities of the Bangladesh Rural Development Board in Bangladesh from clients' and providers' perspectives based on a qualitative case study. The study reveals that the credit is less poor focus in terms of amount and disbursement procedure. Additionally, group liability and cooperatives are used as tactics for surveillance and punishment instead of invigorating collective effort. Saving and share work as disciplinary instruments instead of capital accumulation. Besides, service is regarded as a conditional commodity, and skill development becomes individual responsibility. The study implies listening to the voice of the poor and redesigning antipoverty programmes based on the need felt by them. © 2020 John Wiley & Sons, Ltd

Active listening · Business · Commodity · Disbursement · Economic growth · Economics · Focus group · Liability · Microfinance · Political science · Public good · Public relations · Rural development · Sociology · Innovation and Socioeconomic Development · Microfinance and Financial Inclusion · Psychology · Urban and Rural Development Challenges · Finance · Marketing

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