Household welfare and women empowerment through microcredit financing
Evidence from Malaysia microcredit
Bibliographic Data
Microcredit financing is considered a crucial vehicle to flourish the socioeconomic conditions of women and women empowerment, especially among those who are from low-income households and deprived of access to financial services. Nevertheless, the literature arrived with a conflicting conclusion about its effect and women demonstrate that microcredit has small or no effect. This study is intended to scrutinize the impact of a productive loan provided by Amanah Ikhtiar Malaysia (AIM) on women household welfare and empowerment. A cross-sectional survey was employed through the distribution of a questionnaire to 495 of old and new borrowers. We observe that microcredit has significant positive effects on borrowers' household income and personal asset acquisition. However, even though the effect of microcredit empowers women borrowers in households' decisions-making, it has no effect on women control over minor financials
Asset (computer security · Business · Demographic economics · Economic growth · Economics · Empowerment · Geography · Household income · Labour economics · Loan · Microfinance · Poverty · Socioeconomic status · Welfare · FinTech, Crowdfunding, Digital Finance · Islamic Finance and Banking Studies · Microfinance and Financial Inclusion · Finance
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| Unique citing works | 8 |
|---|---|
| Citations per year | 1,33 |
| Citation span | 2020 - 2025 (6) |
| Citation velocity | recent |
| Highly cited | No |
| Citation types | Neutral: 8 |