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The influence of entrepreneurial qualities and business attitudes on microfinance's sustainable business Growth

Evidence from Bangladesh

Bibliographic Data

ID22204550
AuthorsSheikh Ashiqurrahman Prince (0000-0003-4103-1252, Bangladesh Institute of Development Studies, corresponding author), Tasfia Tasneem Ahmed (0000-0001-5257-9796, Bangladesh Institute of Development Studies), Sayed Azharul Islam (0000-0001-9787-8992, Khulna University)
Year2025
Volume11
Pages101659
Publication date2025-01-01
Open AccessYes
TypeARTICLE
VenueSocial Sciences & Humanities Open (JOURNAL)
Journal identifiersISSN: 2590-2911 • E-ISSN: 2590-2911
PublisherElsevier BV (PUBLISHER)
DOI10.1016/j.ssaho.2025.101659
OpenAlexW4411115873
LanguageEN
References cited46

Microfinance institutes offer credit facilities to landless and marginalized individuals to improve their socioeconomic conditions through business. Based on the resource-based view theory, this study examines how microfinance, loan cost, borrower satisfaction, business attitudes, and entrepreneurial qualities influence business sustainability. This study employed a convenient sampling technique to collect data from 847 respondents who were borrowers of various national and local microfinance institutes operating in the Khulna Division of Bangladesh. Structural equation modeling was performed to analyze the data using SPSS and Smart PLS 4.0 software. The results indicate that microfinance, loan cost, and entrepreneurial qualities influence borrower satisfaction, which results in sustainable business growth. In addition, borrowers' satisfaction influences their business attitude which in turn affects their sustainable business growth. However, borrowers’ business attitudes do not moderate the relationship between their satisfaction and sustainable business growth

Business · Business administration · Economic growth · Economics · Entrepreneurship · Microfinance · Sustainability · Sustainable Business · Sustainable Growth Rate · Innovation and Socioeconomic Development · Islamic Finance and Banking Studies · Microfinance and Financial Inclusion · Finance

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