Study on impact of PSL on gross NPAS of nationalised banks

An empirical approach

Bibliographic Data

ID22250331
AuthorsKarona Cahya Susena (Universitas Dehasen Bengkulu, corresponding author), Miftahul Huda (0000-0001-6712-0056, Sultan Idris Education University, corresponding author), Andino Maseleno (0000-0001-7922-9622, Sultan Idris Education University, corresponding author), Bibhu Prasad Sahoo (University of Delhi, corresponding author), Karman Kaur (University of Delhi, corresponding author)
Year2021
Volume5
IssueS3
Pages81-96
Publication date2021-07-29
Open AccessYes
TypeARTICLE
VenueLinguistics and Culture Review (JOURNAL)
Journal identifiersISSN: 2690-103X • E-ISSN: 2690-103X
PublisherScientific and Literature Open Access Publishing (PUBLISHER)
DOI10.21744/lingcure.v5ns3.1365
OpenAlexW3185660071
LanguageEN
References cited1

In order to encourage banks to lend more to neglected areas of the economy, the idea of a priority sector was introduced. These priority sectors add significantly to gross domestic product but have not received sufficient finance to function adequately. However, lending in the priority sector is not very warmly welcomed by the banks, particularly nationalized banks in India, as they generate more nonperforming assets than other sectors. It is the priority sector that contributes to the biggest default. As far as NPAs on account lending to the priority sector are concerned, it has been observed that there are inefficiencies in this sector, such that the fresh loans turning bad. Thus, our study examines the impact of non-priority sector loans on the rise of NPAs in the nationalized banks

Business · Economic growth · Economic sector · Economics · Economy · Financial system · Gross domestic product · Loan · Non-performing asset · Non-performing loan · Banking Sector Performance and Management · Efficiency Analysis Using DEA · Social and Economic Development in India · Finance

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