Measuring Sufficiency of Social Insurance in Maintaining Quality of Life of Civil Pensioners in Pakistan
Bibliographic Data
| ID | 22254659 |
|---|---|
| Authors | Muhammad Jafar (0009-0003-6256-3052, Islamia University of Bahawalpur), Muhammad Jafar Muhammad Jafar, Aisha Shoukat (Islamia University of Bahawalpur), Aisha Shoukat Aisha Shoukat, Farhat Ullah (0000-0003-4568-7590, Kohat University of Science and Technology), Farhat Ullah Dr Farhat Ullah |
| Year | 2021 |
| Volume | 3 |
| Issue | 2 |
| Pages | 89-103 |
| Publication date | 2021-11-30 |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Progressive Research Journal of Arts & Humanities (PRJAH) (JOURNAL) |
| Journal identifiers | ISSN: 2707-7314 • E-ISSN: 2788-4597 |
| Publisher | Progressive Research Journal of Arts & Humanities, Sarangaa Literary & Cultural Society (SLCS) (PUBLISHER) |
| DOI | 10.51872/prjah.vol3.iss2.170 |
| OpenAlex | W4207082733 |
| Language | EN |
| References cited | 7 |
The global economic crisis in 2007 has given new impetus to the debate on social protection as an instrument for addressing worldwide poverty and vulnerability. Pakistan has several social protection programmes in place, but they are primarily skewed towards formal sector economy. Social protection can be contributory (social insurance) or non-contributory (social assistance). This paper attempts to measure sufficiency of social insurance benefits for civil pensioners in maintaining quality of life (QOL) in term of food, health and housing. Adopting quantitative approach, data were collected from 358 respondents from province of Punjab through structured questionnaire. The data were analysed using SPSS whereas descriptive statistics and Pearson Corelation analysis were performed. The results show that social insurance benefits (monthly pension and gratuity) were playing critical role in maintaining QOL of civil pensioners. Furthermore, results of correlation analysis revealed that all three domains of QOL were significantly correlated with social insurance benefits. The study concludes that overall QOL of the civil pensioners was better than pensioners of private sector or elderly citizens (non-pensioners) from economically poor background. The study provides an insight for social workers, policy makers and stakeholders for influencing policy making and social planning for redesigning and revising social insurance programmes in Pakistan
Business · Civil society · Descriptive statistics · Economic growth · Economics · Pension · Political science · Politics · Poverty · Psychological intervention · Social insurance · Social protection · Social security · Social vulnerability · Socioeconomics · Financial Literacy, Pension, Retirement Analysis · Psychology · Finance
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| Highly cited | No |
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