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Health insurance and healthcare use among men

Evidence from demographic Health Survey

Bibliographic Data

ID22435566
AuthorsByrne Kaulu (0000-0002-8281-8943, University of Zambia, corresponding author), Goodwell Kaulu (0009-0009-6325-1249, University of Zambia)
Year2026
Volume14
Pages103257
Publication date2026-12-01
Open AccessYes
TypeARTICLE
VenueSocial Sciences & Humanities Open (JOURNAL)
Journal identifiersISSN: 2590-2911 • E-ISSN: 2590-2911
PublisherElsevier BV (PUBLISHER)
DOI10.1016/j.ssaho.2026.103257
OpenAlexW7168141613
LanguageEN
References cited22

Men in Sub-Saharan Africa underutilize healthcare. Using 2024 Zambia Demographic and Health Survey data (n = 12,585) and Inverse Probability Weighting, this study evaluates the effect of National Health Insurance (NHIMA) on male healthcare utilization. NHIMA increases the probability of seeking care by 8.9 percentage points. However, this benefit is exclusively concentrated among the wealthiest 20%. Furthermore, an ‘urban wealth paradox’ emerges where wealthy urban men utilize facilities significantly less than the urban poor. To achieve universal coverage, policymakers must target informal sector enrollment and accredit private urban providers to retain affluent demographics in the risk pool.

Health care · Health insurance · Health services · MEDLINE · Population · Public health · Global Health Care Issues · Healthcare Policy and Management · Healthcare Systems and Reforms

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