Mapping the Minds of Retirement Planners
Dados Bibliográficos
| AUTOR(ES) | |
|---|---|
| AFILIAÇÃO(ÕES) | Oklahoma State University, Netherlands Interdisciplinary Demographic Institute (NIDI), Senior Lecturer in Children and Youth Studies at the International Institute of Social Studies of Erasmus University Rotterdam in The Hague, Netherlands. Her current research interests include orphanhood and the international political economy of humanitarian responses to orphans, as well as youth sexual and reproductive health issues, primarily in eastern Africa. |
| ANO | 2007 |
| TIPO | Artigo |
| PERIÓDICO | Journal of Cross-Cultural Psychology |
| ISSN | 0022-0221 |
| E-ISSN | 1552-5422 |
| EDITORA | SAGE Publications |
| DOI | 10.1177/0022022107300280 |
| CITAÇÕES | 1 |
| ADICIONADO EM | 2025-08-18 |
| MD5 |
b8063382794414408b8ea11a1bc37e48
|
Resumo
This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch and American workers. Participants were 988 Dutch and 429 Americans, 25 to 64 years of age. Analyses were designed to (a) examine the extent to which structural variables were related to planning tendencies and (b) develop culture-specific path analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed striking differences across countries not only among structural variables predictive of key psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest policy analysts should take into account both individual and cultural differences in the psychological predispositions of workers when considering pension reforms that stress individual responsibility for planning and saving.