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Resumo

The extension of parental financial support into young adulthood has fueled concerns in the U.S. about young people's development of independence and responsibility—financial and otherwise. This study draws on data from the Transition to Adulthood Supplement to the Panel Study of Income Dynamics to examine young people's self-assessments of these qualities as well as their financial concerns. The findings indicate that receiving financial support from families was negatively associated with young adults' assessments of their independence and how much financial responsibility they have for themselves. It was also associated with more frequent worrying about money. Panel models offered no support for the argument that such associations result from financial assistance undermining these accomplishments, instead indicating that financial assistance is in some cases beneficial. In contrast, earlier assessments of these qualities and concerns predicted later receipt of financial support, supporting more of a selection argument.

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