Do credit unions contribute to financial inclusion and local economic development? Empirical evidence from Poland
Bibliographic Data
| ID | 2434853 |
|---|---|
| Authors | Sergio Luis Náñez Alonso (0000-0001-5353-2017, Catholic University of Ávila), Javier Jorge-Vázquez (0000-0003-3654-7203, Catholic University of Ávila), Beatriz Sastre-Hernández, Beatriz María Sastre-Hernández (0000-0003-2626-4891, Catholic University of Ávila), Bernard Ziębicki (0000-0003-3628-8264, Catholic University of Ávila) |
| Year | 2023 |
| Volume | 16 |
| Issue | 4 |
| Pages | 110-129 |
| Publication date | 2023-12-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Economics & Sociology (JOURNAL) |
| Journal identifiers | ISSN: 2071-789X • E-ISSN: 2306-3459 |
| Publisher | Centre of Sociological Research, Szczecin, Poland (PUBLISHER • PL) |
| DOI | 10.14254/2071-789x.2023/16-4/5 |
| OpenAlex | W4390771155 |
| Language | EN |
| Citations received | 1 |
| References cited | 62 |
Financial inclusion is currently on the political agenda of many governments and international institutions as an unavoidable objective of territorial cohesion and economic development programs. It is also central to the Sustainable Development Goals (SDGs). For their part, the role of credit unions as agents of local economic development and their commitment to the provision of financial services in regions subject to unfavorable demographic and economic stress has been verified by various studies. However, this article examines the contribution of credit unions to the processes of financial inclusion and economic development in Poland under a regional analysis approach. For this purpose, spatial analysis method is applied to a sample of 3,556 credit union bank branches representative of all Polish voivodeships to determine the distribution of these branches. Then, a model based on the research of Di Pietro (2016) and Coccorese and Shaffer (2018) is estimated to assess the impact of credit unions on the endogenous economic development of the territory. The obtained results suggest that credit unions have a significant influence on the local economic development of Polish voivodeships and contribute to the financial inclusion in these regions
Business · Economic growth · Economic policy · Economic system · Economics · Financial inclusion · Financial services · Financial system · Inclusion (mineral) · Political science · Politics · Sample (material) · Sustainable development · Banking stability, regulation, efficiency · Finance · Local Government Finance and Decentralization · Taxation and Compliance Studies
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| Unique citing works | 1 |
|---|---|
| Citations per year | 1 |
| Citation span | 2025 - 2025 (1) |
| Citation velocity | recent |
| Highly cited | No |
| Citation types | Neutral: 1 |