Does Digital Financial Inclusion Reduce China's Rural Household Vulnerability to Poverty
An Empirical Analysis From the Perspective of Household Entrepreneurship
Bibliographic Data
| ID | 3405563 |
|---|---|
| Authors | Shijiang Chen (0000-0002-3570-8928, Shenzhen University), Mingyue Liang (0000-0002-1578-1941, Shenzhen University, corresponding author), Wen Yang (0000-0002-7192-1988, Shenzhen University, corresponding author) |
| Year | 2022 |
| Volume | 12 |
| Issue | 2 |
| Publication date | 2022-04-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | SAGE Open (JOURNAL) |
| Journal identifiers | ISSN: 2158-2440 • E-ISSN: 2158-2440 |
| Publisher | SAGE Publications Inc (PUBLISHER) |
| DOI | 10.1177/21582440221102423 |
| OpenAlex | W4283066903 |
| Language | EN |
| Citations received | 11 |
| References cited | 27 |
This paper evaluates the impact of digital financial inclusion (DFI) powered by digital technologies on rural household vulnerability to poverty based on data from the China Family Panel Studies (CFPS) and DFI data from the Institute of Digital Finance Peking University. The results show that both DFI and its secondary indicators reduce rural household vulnerability to poverty. Household entrepreneurship is an intermediary factor of DFI influencing vulnerability to poverty; that is, DFI stimulates rural households' entrepreneurial behavior, thereby reducing their vulnerability to poverty. Through the analysis of income heterogeneity, financial development level, and human capital in the region, it is found that DFI is more helpful in reducing the vulnerability to poverty for rural households with low income, a low level of financial development and low human capital. Therefore, the Chinese government should map out the DFI development path, build a DFI control system with internet technologies, and actively play the mutually supporting role of DFI and other influencing factors to boost DFI development, minimize the risk of returning to poverty and thereby reduce rural household vulnerability in China
Business · China · Chronic poverty · Development economics · Economic growth · Economics · Entrepreneurship · Financial inclusion · Financial services · Geography · Human capital · Panel data · Political science · Poverty · Poverty reduction · Rural area · Financial Literacy, Pension, Retirement Analysis · Innovation and Socioeconomic Development · Microfinance and Financial Inclusion · Finance
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Title unavailable
Estimation of Vulnerability to Poverty Using a Multilevel Longitudinal Model
A Class of Decomposable Poverty Measures
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An Empirical Analysis of Household Vulnerability in Rural China
Transient Poverty, Poverty Dynamics, and Vulnerability to Poverty
Estimating Households Vulnerability to Idiosyncratic and Covariate Shocks
Financial constraints and occupational choice in Thai villages
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Measuring Vulnerability
| Unique citing works | 11 |
|---|---|
| Citations per year | 3,67 |
| Citation span | 2023 - 2026 (4) |
| Citation velocity | current |
| Highly cited | No |
| Citation types | Neutral: 10 |