Disciplinary Technologies of Microfinance
Fictitious Proximity, Visibility and Surveillance in Rural Microfinance in Bangladesh
Bibliographic Data
| ID | 3634201 |
|---|---|
| Authors | A H M Belayeth Hussain (0000-0002-9509-9562, Universiti Sains Malaysia, corresponding author) |
| Year | 2019 |
| Volume | 69 |
| Issue | 2 |
| Pages | 147-166 |
| Publication date | 2019-07-01 |
| Peer Reviewed | Yes |
| Open Access | No |
| Type | ARTICLE |
| Venue | Sociologus (JOURNAL) |
| Journal identifiers | ISSN: 0038-0377 • E-ISSN: 1865-5106 |
| Publisher | Duncker & Humblot GmbH (PUBLISHER • DE) |
| DOI | 10.3790/soc.69.2.147 |
| OpenAlex | W3121607390 |
| Language | EN |
| Citations received | 1 |
| References cited | 20 |
In this paper, I delve into governmental and disciplinary technologies in microfinance practice. I aim to reveal the disciplinary and governmental powers that guarantee proper repayment of debt in state- and NGO-sponsored microfinance programmes. Using Foucault’s notion of conduct of conduct, I uncover how loan officers consistently maintain meticulous control over borrowers and assure a docility-utility relationship. Based on seven months of fieldwork on rural microfinance in the North-eastern part of Bangladesh, I reveal the strategic relationship of loan officers and borrowers, the loan officers’ techniques of recording and reporting borrowers, the methods of differentiating good and bad borrowers, the practices of putting special attention on particular borrowers, and surveillance processes over borrowers’ family and economic activities. While microfinance programmes are repeatedly hailed as an effective measure of development policy, this empirical research in Bangladesh arrives at a different result: A high extent of governing and disciplinary behaviours are present in microfinance programmes. As a result, financial success is ensured through proper debt repayments
Business · Discipline · Economic growth · Economics · Geography · Microfinance · Social science · Sociology · Visibility · FinTech, Crowdfunding, Digital Finance · Microfinance and Financial Inclusion · Urban and Rural Development Challenges
Navigating Austerity
Peer Monitoring and Credit Markets
Discipline and Punish
Group credit
Governing Sustainable Development
Outline of a Theory of Practice
Muhammad Yunus, Grameen Bank and the Nobel Peace Prize
Social Capital, Microfinance, and the Politics of Development
Microfinance Repayment Performance in Bangladesh
Group lending, local information and peer selection
Cosigned vs. group loans
Group lending, repayment incentives and social collateral
Recovering debts
Discipline and Punish
Cooperation in Microcredit Borrowing Groups
Encountering Development
Relative indemnity
Austerity welfare
Governing development
| Unique citing works | 1 |
|---|---|
| Citations per year | 0,25 |
| Citation span | 2022 - 2022 (1) |
| Citation velocity | historical |
| Highly cited | No |
| Citation types | Neutral: 1 |