Commercial Micro-Credit, Neo-Liberal Agriculture and Smallholder Indebtedness
Three Bangladesh Villages
Bibliographic Data
| ID | 3986212 |
|---|---|
| Authors | Mahapurush Misra (0000-0003-4887-2927, Western Connecticut State University, corresponding author), Manoj Misra (0000-0001-7895-8882, Department of Social Sciences, Western Connecticut State University, Danbury, USA) |
| Year | 2021 |
| Volume | 51 |
| Issue | 2 |
| Pages | 330-350 |
| Publication date | 2021-03-15 |
| Peer Reviewed | Yes |
| Open Access | No |
| Type | ARTICLE |
| Venue | Journal of Contemporary Asia (JOURNAL) |
| Journal identifiers | ISSN: 0047-2336 • E-ISSN: 1752-7554 |
| Publisher | Informa UK Limited (PUBLISHER • GB) |
| DOI | 10.1080/00472336.2019.1696386 |
| OpenAlex | W2994976650 |
| Language | EN |
| Citations received | 10 |
| References cited | 47 |
Evidence suggests that smallholders are fast becoming one of the largest micro-credit recipient groups in Bangladesh. However, the literature on the effects of micro-credit use among smallholders is surprisingly deficient. This article seeks to rectify this gap by highlighting the ramifications of micro-credit's foray into the subsistence agriculture sector. It analyses the ostensibly disparate processes of mounting smallholder indebtedness and the phenomenal rise of micro-finance institutions in Bangladesh in light of the country's broader context of agricultural commoditisation, input subsidy reduction and a systematic lessening of the subsidised agricultural credit system. The article uses the concept of "accumulation by dispossession/encroachment" to argue that persistent borrowing from micro-finance institutions (MFIs) exposes smallholders to the risks and volatilities of the market. Using qualitative insights from a case study of three villages, it demonstrates how the capital accumulation model of Bangladeshi MFIs marginalises smallholders and ensnares them in a perpetual cycle of debts
Agriculture · Business · Context (archaeology · Debt · Economic growth · Economics · Market economy · Microfinance · Subsidy · Subsistence agriculture · Finance · Land Rights and Reforms · Microfinance and Financial Inclusion · Urban and Rural Development Challenges
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| Unique citing works | 10 |
|---|---|
| Citations per year | 3,33 |
| Citation span | 2023 - 2026 (4) |
| Citation velocity | current |
| Highly cited | No |
| Citation types | Neutral: 9 |