The Power of Institutional Legacies
How Nineteenth Century Housing Associations Shaped Twentieth Century Housing Regime Differences between Germany and the United States
Bibliographic Data
| ID | 4180422 |
|---|---|
| Authors | Sebastian Kohl (0000-0002-8358-6021, Max Planck Society, corresponding author) |
| Year | 2015 |
| Volume | 56 |
| Issue | 2 |
| Pages | 271-306 |
| Publication date | 2015-08-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | European Journal of Sociology (JOURNAL) |
| Journal identifiers | ISSN: 0003-9756 • E-ISSN: 1474-0583 |
| Publisher | Cambridge University Press (CUP) (PUBLISHER) |
| DOI | 10.1017/s0003975615000132 |
| OpenAlex | W1898258596 |
| Language | EN |
| Citations received | 21 |
| References cited | 61 |
Comparative welfare and production regime literature has so far neglected the considerable cross-country differences in the sphere of housing. The United States became a country of homeowners living in cities of single-family houses in the twentieth century. Its housing policy was focused on supporting private mortgage indebtedness with only residual public housing. Germany, on the contrary, remained a tenant-dominated country with cities of multi-unit buildings. Its housing policy has been focused on construction subsidies to non-profit housing associations and incentives for savings earmarked for financing housing. The article claims that these differences are the outcome of different housing institutions that had already emerged in the nineteenth century. Germany developed non-profit housing associations and financed housing through mortgage banks, both privileging the construction of rental apartments. In the United States, savings and loan associations favored mortgages for owner-occupied, single-family house construction. When governments intervened during housing crises in the 1920/1930s, they aimed their subsidies at these existing institutions. Thus, US housing policy became finance-biased in favor of savings and loan associations, while Germany supported the housing cooperatives
Business · Economic growth · Economic policy · Economics · Incentive · Loan · Market economy · Political science · Public housing · Rental housing · Renting · Subsidized housing · Subsidy · Finance · Housing Market and Economics · Housing, Finance, and Neoliberalism · Political and Economic history of UK and US
Housing developers' resilience in a crisis-prone region
The Great De-Mortgaging
Private Insurance, Public Welfare, and Financial Markets
Institutions for Collective Gardening
Viviana A. Zelizer
Housing Economics. A Historical Approach
The origins of national housing finance systems
Borrowing for social security? Credit, asset-based welfare and the decline of the German savings regime
The longue durée history of housing cooperativism in Hungary
Covering the private parts
Why are housing cooperatives successful? Insights from Swiss affordable housing policy
Joint building ventures as a new instrument for urban development
Historicizing housing typologies
Urban History Matters
The alternative financialization of the German housing market
A zone of exception? Interrogating the hybrid housing regime and nested enclaves in China-Singapore Suzhou-Industrial-Park
Varieties of Social Democracy and Cooperativism
The Financialisation of Rental Housing 2.0
Urban Challenges and the Gig Economy
Why durability matters? Towards a Comparative Economic Sociology of Market Organization
The Longue Durée of Finance
Towards the planned city
Bourgeois utopias
The changing face of inequality
The response to industrialism, 1885-1914.
From Buildings and Loans to Bail-Outs
Housing Policy in the United States
The Land of Too Much
The People's Home?
Ethnic Segregation, Housing Systems and Welfare Regimes in Europe
Governments, Markets, and Growth
L’invention du logement aidé en France
Politische Agrarbewegungen in kapitalistischen Industriegesellschaften
The Progressives and the Slums
Die sozialen Ursprünge des modernen Städtebaus
Capital is Back
Kleine Geschichte der Gewerkschaften
The Response to Industrialism 1885-1914
Varieties of Residential Capitalism in the International Political Economy
Social rationalization of living and housework in Germany and the United States in the 1920s
Atlantic Crossings
Schools of Comparative Housing Research
Is there a Connection between Welfare State Regime and Dwelling Type? An Exploratory Statistical Analysis
Why is the German Homeownership Rate so Low
Home loans versus council houses
Cities of Homes and Cities of Tenements
The City-Building Process
The City-Building Process
The Progressives and the Slums
The Distribution of Money
Mortgage Banking in America
City of American Dreams
Coöperative Housing in the United States
Atlantic Crossings
The Myth of the Promised Land
Home Ownership and the Welfare State
Building Societies. Their Origin and History
Production of New Housing
The Winds of Change
Why is there no Socialism in the United States
The Movement for Housing Reform in Germany and France, 1840-1914
Building the Dream
Building the Dream
Alone Together
A Nation of Organizers
Structuring a Theory of Moral Sentiments
| Unique citing works | 21 |
|---|---|
| Citations per year | 2,1 |
| Citation span | 2016 - 2026 (11) |
| Citation velocity | current |
| Highly cited | No |
| Citation types | Neutral: 19 |