Skip to main content

ETHNOS_APP

Home • Search • Journals • List 0

Promoting Bank Accounts to Low-Income Households

Implications for Social Work Practice

Bibliographic Data

ID6076429
AuthorsJulie Birkenmaier (0000-0002-3426-1669, Saint Louis University, corresponding author)
Year2012
Volume20
Issue4
Pages414-431
Publication date2012-10-01
Peer ReviewedYes
Open AccessNo
TypeARTICLE
VenueJournal of Community Practice (JOURNAL)
Journal identifiersISSN: 1070-5422 • E-ISSN: 1543-3706
PublisherInforma UK Limited (PUBLISHER • GB)
DOI10.1080/10705422.2012.732004
OpenAlexW2083858091
LanguageEN
Citations received6
References cited13

In the wake of the recent economic challenges, it is clear that social workers must be educated about the financial opportunities for low-income households. Encouraging low-income households to have a bank account at an insured depository institution, or become banked, is increasingly emphasized in policy and practice. Becoming banked offers the opportunity to avoid high-cost alternative financial services. Social workers can facilitate relationships between low-income households and the mainstream financial services industry to help families advance their long-term financial interest. Understanding the structure of all types of banks and credit unions is imperative. Implications for social work practice are explored

Bank account · Business · Demographic economics · Economic growth · Economics · Financial institution · Financial services · Labour economics · Low income · Mainstream · Payment · Political science · Public economics · Savings account · Work (physics · Healthcare innovation and challenges · Homelessness and Social Issues · Social Work Education and Practice · Social Work · Finance

  • Fintech and the fringe economy

    Open Access•Zibei Chen, Michelle Livermore et al.•Journal of Urban Affairs•2026

  • It’s a Life Lesson

    Open Access•Monique Perry, Zibei Chen et al.•Journal of Applied Youth Studies•2026

  • The Bank Staff Perspective on Reducing Financial Exclusion through Affordable Bank Accounts

    Julie Birkenmaier, Amy A Oliver et al.•Journal of Poverty•2020

  • From Being Unbanked to Becoming Unbanked or Unbankable

    Larissa A Padua, Joanna K Doran•Journal of Community Practice•2016

  • A Year's Progress in Remedial Loan Work

    Paul H Stuart•Journal of Community Practice•2013

  • Employee financial wellness programs

    Mathieu Despard, Ellen Frank-Miller et al.•Journal of Community Practice•2020

  • Unmaking Goliath

    James Defilippis•Unmaking Goliath•2004

  • Material Hardship Among Banked and Unbanked Earned Income Tax Credit-Eligible Families

    Younghee Lim, Michelle Livermore et al.•Journal of Poverty•2010

  • Economic Education for Battered Women

    Open Access•Cynthia K Sanders, Terri L Weaver et al.•Affilia•2007

  • Financial Credit

    Julie Birkenmaier, Jami Curley•Journal of Community Practice•2009

  • Insufficient Funds

    Open Access•M K Nelson•Contemporary Sociology A Journal…•2010

Unique citing works6
Citations per year0,46
Citation span2013 - 2026 (14)
Citation velocitycurrent
Highly citedNo
Citation typesNeutral: 6

Tools

Open DOISci-Hub
Ethnos_APP • Open Source Project • MIT License • Frontend v2.0.0 • Privacy and Cookies • API Documentation: api.ethnos.app/docs • API Source Code: GitHub • DOI: 10.5281/zenodo.17049435 • Frontend Source Code: GitHub • DOI: 10.5281/zenodo.17050053 • cruz.rio.br • Expectantes Misericordiae