Intrametropolitan Patterns of Small-Business Lending
What Do the New Community Reinvestment Act Data Reveal
Bibliographic Data
| ID | 6404563 |
|---|---|
| Authors | Daniel Immergluck (Woodstock Institute, corresponding author) |
| Year | 1999 |
| Volume | 34 |
| Issue | 6 |
| Pages | 787-804 |
| Publication date | 1999-07-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Urban Affairs Review (JOURNAL) |
| Journal identifiers | ISSN: 1078-0874 • E-ISSN: 1552-8332 |
| Publisher | SAGE Publications Inc (PUBLISHER) |
| DOI | 10.1177/10780879922184202 |
| OpenAlex | W2041040202 |
| Language | EN |
| Citations received | 4 |
| References cited | 12 |
Discrimination and redlining in business lending have been cited as contributing to economic decline in lower-income neighborhoods. Until recently, bank regulators have not collected geographic data on business loans. Using new data collected by regulators, the author measures small-business lending flows to different types of neighborhoods in the Chicago metropolitan area. Although data limitations preclude a definitive finding of differential access to credit, lower-income and minority neighborhoods areas receive fewer loans after accounting for firm density, firm size, and industrial mix, findings that support the notion of geographic and/or race-based discrimination in marketing or approving loans
Business · Demographic economics · Differential (mechanical device · Economics · Geography · Metropolitan area · Race (biology · Small business · Banking stability, regulation, efficiency · Housing Market and Economics · Housing, Finance, and Neoliberalism · Finance
Spatial Econometrics
Some heteroskedasticity-consistent covariance matrix estimators with improved finite sample properties
Neighborhood Development and Local Credit Markets
Unequal Qccess
A Model of Redlining
Business Strategy and Access to Capital in Inner-City Revitalization
Poverty and Economic Morphology of Ohio Central-City Neighborhoods
Not in that neighborhood
| Unique citing works | 4 |
|---|---|
| Citations per year | 0,17 |
| Citation span | 2002 - 2024 (23) |
| Citation velocity | recent |
| Highly cited | No |
| Citation types | Neutral: 4 |