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Neighborhoods in the Wake of the Debacle

Intrametropolitan Patterns of Foreclosed Properties

Datos Bibliográficos

ID6404734
AutoresDaniel Immergluck (Georgia Institute of Technology, autor de correspondencia)
Año2010
Volumen46
Número1
Páginas3-36
Fecha de publicación2010-09-01
Peer ReviewedSí
Open AccessSí
TipoARTICLE
RevistaUrban Affairs Review (JOURNAL)
Identificadores de la revistaISSN: 1078-0874 • E-ISSN: 1552-8332
EditorialSAGE Publications Inc (PUBLISHER)
DOI10.1177/1078087410375404
OpenAlexW3123237400
IdiomaEN
Citas recibidas40
Referencias citadas9

A key aspect of the U.S. subprime crisis was the accumulation of vacant, foreclosed properties in many neighborhoods and localities. This article describes zip-code-level patterns of foreclosed homes, or what are typically called “real estate owned” (REO) properties, at the peak of the subprime crisis in late 2008 and estimates a model of REO accumulation from 2006 to 2008. Three key findings emerge. First, during the peak of the subprime foreclosure crisis in late 2008, large central cities, on average, experienced higher levels of REO per mortgageable property than suburban areas. This contradicts some suggestions that the crisis was primarily centered in suburban or exurban communities. Second, the suburbanization of REO varied across two key types of metropolitan areas, with boom—bust regions experiencing more suburbanization than weak- or mixed-market metros. Finally, determinants of zip-code-level REO accumulation included high-risk lending activity and the age of housing stock. After controlling for these and other variables, neither the central city versus suburban location of a zip code nor the proportion of residents commuting over 30 minutes was significantly associated with REO growth. The intrametropolitan location of a zip code appears to have been a less important factor in REO growth than the fact that a large amount of development in newer communities was financed during the subprime boom

Boom · Business · Bust · Cartography · Economic geography · Foreclosure · Geography · Metropolitan area · Real estate · Stock (firearms · Suburbanization · Zip code · Housing Market and Economics · Housing, Finance, and Neoliberalism · Urbanization and City Planning · Finance

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Obras citantes distintas40
Citas por año2,86
Intervalo de citas2012 - 2024 (13)
Velocidad de citaciónrecent
Altamente citadoNo
Tipos de citaNeutras: 40
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