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Inpatient Hospital Utilization in Three Prepaid Comprehensive Health Care Plans Compared With a Regular Blue Cross Plan

Bibliographic Data

ID9099039
AuthorsRichard Wersinger, Richard P Wersinger (General Department of Preventive Medicine, corresponding author), Klaus J Roghmann (General Department of Preventive Medicine, corresponding author), J William Gaveti (General Department of Preventive Medicine), Sandra M Wells
Year1976
Volume14
Issue9
Pages721-732
Publication date1976-09-01
Open AccessNo
TypeARTICLE
VenueMedical Care (JOURNAL)
Journal identifiersISSN: 0025-7079 • E-ISSN: 1537-1948
PublisherOvid Technologies (Wolters Kluwer Health) (PUBLISHER)
DOI10.1097/00005650-197609000-00001
PMID972565
OpenAlexW2070800433
LanguageEN
Citations received9

The evidence is substantial that comprehensive, HMO-type prepayment plans can significiantly reduce hospitalization rates. Yet it remains unclear which factors contribute to this phenomenon. This study focuses on organizational characteristics of four plans with different hospitalization experiences. Regular medical staff review and frequent use of second opinions and economies of scale achieved by providing care at one well-equipped, large health center appear to have the largest impact. However, such organizational advantages can easily be wiped out by adverse self-selection of patients during open-enrollment periods. Evidence of selection based on predictable high obstetrical and newborn care costs is presented

Actuarial science · Adverse selection · Business · Family medicine · Health care · Health plan · Medical emergency · Prepayment of loan · Scale (ratio) · Selection (genetic algorithm) · Finance · Geriatric Care and Nursing Homes · Healthcare Policy and Management · Medicine · Nursing · Primary Care and Health Outcomes

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Citations per year0.19
Citation span1978 - 1986 (9)
Highly citedNo

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Open DOISci-Hub
Ethnos_APP • Open Source Project • MIT License • Frontend v2.0.0 • Privacy and Cookies • API Documentation: api.ethnos.app/docs • API Source Code: GitHub • DOI: 10.5281/zenodo.17049435 • Frontend Source Code: GitHub • DOI: 10.5281/zenodo.17050053 • cruz.rio.br • Expectantes Misericordiae