Insurance Effects on Employer Group Dental Expenditures

Bibliographic Data

ID9101868
AuthorsDavid Grembowski (0000-0003-4209-0019, University of Washington, corresponding author), Douglas A Conrad (University of Washington), Douglas Conrad
Year1984
Volume22
Issue6
Pages501-510
Publication date1984-06-01
Peer ReviewedYes
Open AccessNo
TypeARTICLE
VenueMedical Care (JOURNAL)
Journal identifiersISSN: 0025-7079 • E-ISSN: 1537-1948
PublisherOvid Technologies (Wolters Kluwer Health) (PUBLISHER)
DOI10.1097/00005650-198406000-00001
PMID6738141
OpenAlexW2001765447
LanguageEN
Citations received2
References cited3

As the number of dental insureds and the amount of insured expenditures have increased over the past decade, so has interest in determining insurance effects on dental demand among employer groups and their insureds. Using Pennsylvania Blue Shield (PBS) employer group data representing 50-65% of all PBS insureds, the authors estimate the own-effect of basic insurance rates (diagnostic, preventive, restorative, endodontic, extraction services) and the cross-effects of riders A (crowns and oral surgery), B (prosthodontics), C (periodontics), and D (orthodontics) insurance rates on annual basic expenditures for 1975-1979. Results indicate a consistently positive relationship between basic insurance rates and expenditures. Orthodontic insurance rates have positive cross-effects on basic expenditures, suggesting basic-orthodontic complementarities. Although not statistically significant, potential substitution relationships may exist between basic and oral surgery, prosthodontic, and periodontic services. The implications of these findings for plan design and public oral health are discussed

Actuarial science · Business · Dental insurance · Economics · Health care · Health insurance · Oral health · Oral hygiene · Periodontology · Public health insurance · Dental Education, Practice, Research · Dental Health and Care Utilization · Dentistry · Healthcare Policy and Management · Medicine

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