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The Relationship Between Unemployment and Health Insurance Coverage

Before and After the Affordable Care Act’s Coverage Expansions

Bibliographic Data

ID9102497
AuthorsJoseph Benitez (0000-0002-0116-7270, University of Kentucky, corresponding author), T P Williams (0000-0002-4949-2152, University of Maryland, Baltimore County), Timothy Williams (0000-0002-4163-1998, The Hilltop Institute, University of Maryland Baltimore County, Baltimore, MD), Evan Goldstein (Division of Health, Services Management and Policy, College of Public Health, Ohio State University, Columbus, OH), Evan V Goldstein (0000-0001-7766-7450), Eric E Seiber (0000-0003-4273-067X, Division of Health, Services Management and Policy, College of Public Health, Ohio State University, Columbus, OH)
Year2021
Volume59
Issue9
Pages768-777
Publication date2021-09-01
Peer ReviewedYes
Open AccessNo
TypeARTICLE
VenueMedical Care (JOURNAL)
Journal identifiersISSN: 0025-7079 • E-ISSN: 1537-1948
PublisherOvid Technologies (Wolters Kluwer Health) (PUBLISHER)
DOI10.1097/mlr.0000000000001603
PMID34310457
OpenAlexW3184373799
LanguageEN
Citations received3
References cited27

OBJECTIVE: The objective of this study was to determine whether the Affordable Care Act's (ACA) major coverage expansions mitigated the impact of unemployment on health insurance coverage status. DATA SOURCE: A 2011-2019 versions of the American Community Survey developed by the University of Minnesota Integrated Public Use Microdata Series program. RESEARCH DESIGN: We use difference-in-difference-in-differences (ie, triple difference) regressions to compare changes in the short-run impacts of local unemployment rates before and after the ACA. PRINCIPAL FINDINGS: Before the ACA, rises in local unemployment were associated with uninsurance due to losses in private coverage (ie, both nongroup and employer sponsored).Following the ACA's full implementation, the link between employment and coverage was attenuated by access to publicly subsidized qualified health plans on the ACA's nongroup market, and enhanced access to Medicaid in states that expanded. Our findings suggest protections from unemployment-linked uninsured spells are largest in states that expanded Medicaid. CONCLUSIONS: Expanded access to coverage under the ACA could mitigate the adverse effects on insurance status and access to care historically linked to job loss. However, should the ACA be repealed, many households stand to lose their ability to turn to Medicaid or subsidized nongroup coverage as safety-net resources to offset the burdens of job loss

American Community Survey · Business · Demographic economics · Economic growth · Economics · Environmental health · Health care · Health insurance · Medicaid · Microdata (statistics) · Political science · Population · Public use · Subsidy · Unemployment · Employment and Welfare Studies · Food Security and Health in Diverse Populations · Healthcare Policy and Management · Medicine

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Unique citing works3
Citations per year0,75
Citation span2022 - 2024 (3)
Citation velocityrecent
Highly citedNo
Citation typesNeutral: 2

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