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Unfair Contract Terms, Unfair Prices and Bank Charges

Unfair Contract Terms, Unfair Prices And Bank Charges

Bibliographic Data

ID9197102
AuthorsSimon Whittaker (St. John's College, corresponding author)
Year2011
Volume74
Issue1
Pages106-122
Publication date2011-01-01
Open AccessYes
TypeARTICLE
VenueModern Law Review (JOURNAL)
Journal identifiersISSN: 0026-7961 • E-ISSN: 1468-2230
PublisherWiley (PUBLISHER • GB)
DOI10.1111/j.1468-2230.2010.00838.x
OpenAlexW1573015623
LanguageEN
Citations received1

This note considers how the Unfair Terms in Consumer Contracts Directive 1993 draws the line between the review of unfair contract terms and the review of unfair contracts (and, in particular, unfair prices) in the context of two cases concerning bank charges: Abbey Life plc v The Office of Fair Trading (2009) (the Bank Charges case) in the UK Supreme Court and Case 484/08 Caja de Madrid (2010) in the European Court of Justice. The note explains the proper question to be addressed by a court for this purpose under article 4(2) of the Directive and criticises the Supreme Court's approach to the interpretation of article 4(2) and its application of the UK regulation implementing this article to the circumstances in the Bank Charges case

Business · Common law · Context (archaeology) · Contract management · Directive · Economic Justice · Economics · European court of justice · European union · European Union law · Exclusion clause · Interpretation (philosophy) · Law and economics · Management · Political science · Supreme court · Conflict of Laws and Jurisdiction · European and International Contract Law · Law · Legal principles and applications

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