The accumulation of disadvantage
Criminal justice contact, credit, and debt in the transition to adulthood
Bibliographic Data
| ID | 9680786 |
|---|---|
| Authors | L M Demarco (0000-0001-5066-5770, North Carolina State University), R E Dwyer (0000-0002-8256-1500, The Ohio State University, corresponding author), Dana L Haynie (0000-0002-8270-6079, The Ohio State University) |
| Year | 2021 |
| Volume | 59 |
| Issue | 3 |
| Pages | 545-580 |
| Publication date | 2021-08-01 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Criminology (JOURNAL) |
| Journal identifiers | ISSN: 0011-1384 • E-ISSN: 1745-9125 |
| Publisher | Wiley (PUBLISHER • GB) |
| DOI | 10.1111/1745-9125.12286 |
| PMID | 37502650 |
| OpenAlex | W3194756667 |
| Language | EN |
| Citations received | 22 |
| References cited | 68 |
Social exclusion of those with criminal justice experience increasingly includes a financial component, but the structure of disadvantage in credit and debt remains unclear. We develop a model of financial disadvantage in debt holding during the transition to adulthood among justice‐involved groups. We study cumulative criminal justice contact and debt holding by age 30 using the National Longitudinal Survey of Youth 1997 (NLSY97). The NLSY97 cohort transitioned to adulthood during an era of historically high criminal justice contact, with many experiencing arrests, convictions, and incarceration. We develop a distinct measurement approach to cumulative criminal justice contact by age 30 that captures variation between young adults in the severity of justice encounters in the early life course. We conceptualize financial disadvantage as a lower likelihood of holding debt that facilitates property and attainment investments and a higher likelihood of holding higher cost debts used for consumption or emergencies. We find that those with the most punitive criminal justice contact evidence the most disadvantageous form of debt holding, potentially exacerbating social exclusion. We consider the implications of the accumulation of financial disadvantage for our understanding of criminal justice contact as a life‐course process
Criminal justice · Criminology · Debt · Demographic economics · Disadvantage · Economic Justice · Economics · Life course approach · National Longitudinal Surveys · Political science · Crime Patterns and Interventions · Criminal Justice and Corrections Analysis · Finance · Financial Literacy, Pension, Retirement Analysis · Law · Psychology · Social Psychology
The transformation of school culture and teachers’ perspectives on Send within Guyana’s mainstream elementary school system between the decade 2014 and 2024.
Parental Over-Indebtedness and Youth Crime in Sweden
The Protective Association of Financial Product Ownership
Effect of early prison release with electronic monitoring
Unequally Indebted
Justice System Contact and Health
Life-courses, social change and politics
Who Benefits from Mass Incarceration? A Stratification Economics Approach to the “Collateral Consequences” of Punishment
Cohort Differences in the Cumulative Risk of Criminalization in Texas
The racial/ethnic health consequences of the U.S. criminal justice system
Damned if you do, damned if you don't
Criminal record stigma, race, and neighborhood inequality
The Anxiety of a Lifetime’—Dealing with Debt in Desistance from Crime
A Fresh Start or a False Dawn? Assessing the Crime-Preventive Effect of Debt Settlements for People With a History of Conviction
Unsecured Credit and the Social Safety Net in U.S. States
Wealth mobility and inequality
No Room to Fall
Labor Unions, Debt, and Financial Advantage in Young Adulthood in the United States
Accounting for Credit
From Supervision to Opportunity
Intersectional bonds
Race differences in the impact of juvenile detention on likelihood of young adult incarceration of males aging out of care
Missing Data
It's Not Like I'm Poor
Marked
Collateral Consequences of Punishment
Cumulative Prevalence of Arrest From Ages 8 to 23 in a National Sample
Some Statistical Models for Limited Dependent Variables with Application to the Demand for Durable Goods
A pound of flesh
Credit Cards and the Receipt of Financial Assistance from Friends and Family
Juvenile Arrest and Later Economic Attainment
Developmental Theories of Crime and Delinquency
After Prison
A General Theory of Crime
Segregation and the Cost of Money
Cumulative Disadvantage in the American Criminal Justice System
Statutory Inequality
A Wealth of Inequalities
Criminal Justice Contact and Inequality
Criminal Justice Contact and Indebtedness in Young Adulthood
Justice “cost points”
Dealing with disorder
Policing and the surveillance of the marginal
Predatory Inclusion in Consumer Credit
Incarceration and Household Asset Ownership
The Growth, Scope, and Spatial Distribution of People With Felony Records in the United States, 1948–2010
Return to Being Black, Living in the Red
Age and the Explanation of Crime, Revisited
Criminal records and college admissions
School punishment and interpersonal exclusion
The Language of Stigmatization and the Mark of Violence
The Implications of Arrest for College Enrollment
Beyond the dichotomy
Debt Problems and Crime
Racial Variation in the Effect of Incarceration on Neighborhood Attainment
Beyond Incarceration
Surveillance and System Avoidance
Racial Segregation and the American Foreclosure Crisis
Discrimination in a Low-Wage Labor Market
Incarceration and the Legitimate Labor Market
Political Consequences of the Carceral State
The Age-Crime Debate
Compounded Disadvantage
The Impact of Incarceration on Employment during the Transition to Adulthood
Racial Disparities in Student Debt and the Reproduction of the Fragile Black Middle Class
The Joint Effects of Race, Ethnicity, Gender, and Age on the Incarceration and Sentence Length Decisions
Juvenile Arrest and Collateral Educational Damage in the Transition to Adulthood
Incarceration and Stratification
Punishment Regimes and the Multilevel Effects of Parental Incarceration
Credit, Debt, and Inequality
Wealth Inequality and Accumulation
The Fragile American
The Varying Effects of Incarceration, Conviction, and Arrest on Wealth Outcomes among Young Adults
The More You Have, The More You Lose
The Birth Lottery of History
Incarcerated Fatherhood
Disposable Ties and the Urban Poor
Drawing Blood from Stones
Black-White Wage Inequality, Employment Rates, and Incarceration
The Mark of a Criminal Record
Race, Wealth and Incarceration
Young, Black, and (Still) in the Red
| Unique citing works | 22 |
|---|---|
| Citations per year | 5,5 |
| Citation span | 2022 - 2026 (5) |
| Citation velocity | current |
| Highly cited | No |
| Citation types | Neutral: 22 |