New Insights on Sources of Credit Loss
Bibliographic Data
| ID | 9730557 |
|---|---|
| Authors | Matt S Giani (0000-0001-7257-7253, The University of Texas at Austin, Austin, TX, corresponding author), Lauren Schudde (0000-0003-3851-1343, The University of Texas at Austin, Austin, TX), Tasneem Sultana (0009-0005-4272-3949, The University of Texas at Austin, Austin, TX) |
| Year | 2026 |
| Publication date | 2026-01-12 |
| Peer Reviewed | Yes |
| Open Access | Yes |
| Type | ARTICLE |
| Venue | Educational Researcher (JOURNAL) |
| Journal identifiers | ISSN: 0013-189X • E-ISSN: 1935-102X |
| Publisher | American Educational Research Association (AERA) (PUBLISHER) |
| DOI | 10.3102/0013189x251410173 |
| OpenAlex | W7123336799 |
| Language | EN |
| References cited | 5 |
Many students who transfer between postsecondary institutions lose credits, which may sap academic momentum and increase college costs. Despite anecdotal evidence of major credit loss (MCL), where students cannot apply transferred credits toward their major, data limitations have hindered analyses of its magnitude or causes. Using novel administrative data in Texas, we measure MCL for a statewide sample of 2020–2022 vertical transfer students, compare it to estimates of general credit loss (GCL), and examine how it varies across student populations, majors, and universities. Our analyses show that MCL is roughly as prevalent as GCL and varies considerably across universities. Our results suggest promising directions for research and reforms that may mitigate credit loss
Credit score · Higher education · Measure (data warehouse · Momentum (technical analysis · Postsecondary education · Sample (material · Transfer (computing · Financial Literacy, Pension, Retirement Analysis · Higher Education Research Studies · Innovations in Educational Methods
| Citation velocity | historical |
|---|---|
| Highly cited | No |