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Financial Literacy of Young Adults

The Importance of Parental Socialization

Datos Bibliográficos

ID23366183
AutoresBryce L Jorgensen (0000-0002-6131-0278, East Carolina University, autor de correspondencia), Jyoti Savla (0000-0001-7142-3770, Virginia Tech)
Año2010
Volumen59
Número4
Páginas465-478
Fecha de publicación2010-10-01
Peer ReviewedSí
Open AccessSí
TipoARTICLE
RevistaFamily Relations (JOURNAL)
Identificadores de la revistaISSN: 0197-6664 • E-ISSN: 1741-3729
EditorialWiley (PUBLISHER • GB)
DOI10.1111/j.1741-3729.2010.00616.x
OpenAlexW2065239890
IdiomaEN
Citas recibidas90
Referencias citadas23

This article tests a conceptual model of perceived parental influence on the financial literacy of young adults. Structural equation modeling was used to test whether (a) parents were perceived to influence young adults' financial knowledge, attitudes, and behaviors and (b) the degree to which young adults' financial attitudes mediated financial knowledge and perceived parental influence on young adults' financial behaviors. A sample consisting of 420 college students participated in the study. Findings by the College Student Financial Literacy Survey (CSFLS) indicated that perceived parental influence had a direct and moderately significant influence on financial attitude, did not have an effect on financial knowledge, and had an indirect and moderately significant influence on financial behavior, mediated through financial attitude.

Business · Developmental psychology · Financial literacy · Sample (material) · Socialization · Structural equation modeling · Test (biology) · Young adult · Education, Sociology, Communication Studies · Finance · Financial Literacy, Pension, Retirement Analysis · Microfinance and Financial Inclusion · Psychology

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Obras citantes distintas90
Citas por año6
Intervalo de citas2011 - 2026 (16)
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Tipos de citaNeutras: 82
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