Jing Jian Xiao
Biographic Data
| ID | 250374 |
|---|---|
| NAME | Jing Jian Xiao |
| GIVEN NAMES | Jing Jian |
| FAMILY NAME | Xiao |
| SIGNATURE | XIAO J J |
| AFFILIATIONS | University of Rhode Island |
| ORCID | 0000-0003-3252-5672 |
| VERIFIED | Yes |
| TOTAL WORKS | 34 |
| TOTAL CITATIONS | 170 |
| AUTHOR COUNT | 34 |
| EDITOR COUNT | 0 |
| FIRST PUBLICATION YEAR | 1995 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 5 |
Intergenerational Transmission of Money Attitudes and Financial Wellbeing: Evidence From Parent–Child Dyads in an Emerging Country
Using data from 251 Indian parent–child dyads, we examine whether money attitudes of young adults reflect their parents' money attitudes. We also study whether parental money attitudes have a direct or indirect impact on the financial wellbeing (FWB) of their adult child. Confirmatory factor analysis yielded four distinct money attitudes viz. power‐prestige, retention‐time, distrust, and anxiety. Estimated PLS‐SEM path models indicate that parent…
The moderating role of the case-mix index in the relationship between medical staff allocation and average cost per inpatient visit
Background Greater medical staff allocation and higher Case-Mix Index (CMI) values are both associated with increased patient medical expenditures. However, it remains unclear whether CMI moderates the relationship between medical staff allocation and medical expenditures. The present study focus on whether medical staff allocation predicts the cost per inpatient visit, whether this association is enhanced under conditions of high CMI. Aim To exp…
Financial Factors and Couple Relationship Satisfaction: A Systematic Review Using the TCCM Framework
This systematic review followed the PRISMA guidelines and identified 29 articles from Scopus, PsychInfo, and Web of Science. The Theory, Context, Characteristic, and Methodology (TCCM) framework was followed to identify results. Salient findings included: Couples and Finances Theory (CFT) was the most commonly employed theory; the Couples Satisfaction Index was the most popular scale for measuring relationship satisfaction; and financial conflict…
Household Financial Vulnerability Before and During the Covid-19 Pandemic: An Exploration Through Machine Learning Approach
At the helm: A study of learning and teaching leadership by Department Chairs in higher education
Learning and teaching (L&T) effectiveness is crucial for university success. The literature indicates that Department Chairs often struggle to improve L&T quality within their units due to the under-resourcing and undervaluing of their leadership roles. In this article, through document analysis and semi-structured interviews with Department Chairs, 1 and through an L&T leadership lens, we explore their experiences in faculty support and developm…
Gender differences in financial capability: What is behind the gap
This study examines gender differences across five measures of financial capability and identifies factors that widen or narrow the gap using a decomposition technique. Utilizing data from the 2021 National Financial Capability Study, the results indicated that females had lower levels of financial capability than males on four out of five measures, with the exception of perceived financial capability. Decomposition analyses reveal several key co…
Attitude toward gender inequality in China
This study explores determinants of attitudes toward gender inequality among Chinese people using five waves of the Chinese General Social Survey (CGSS) and East Asian Social Survey (EASS, 2016). The study uses five survey questions regarding the relative roles of men and women in the family and workplace to measure gender attitudes. Utilizing the pooled data, the study finds temporal changes of attitude: women are expected to be more responsible…
Do All Savings Matter Equally? Saving Types and Emotional Well-Being Among Older Adults: Evidence from Panel Data
Ill-being and mental ill-health have been on the rise in both Europe and the United States, especially among middle-aged and older adults. Although financial security has been shown to play a protective role in emotional well-being, little is known about the protective role of different types of family assets on mental health and well-being. Using longitudinal survey data from the Survey of Health, Aging and Retirement in Europe (SHARE) collected…
Moving up toward sustainable development: Digital finance and income mobility
The fact that financial exclusion leads to income inequality is detrimental to sustainable economic growth. Digital finance facilitates the provision of financial services to poor people and has the potential to promote income mobility so that to reduce income inequality. This study uses the Digital Financial Inclusion Index and household data from the China Household Finance Survey to examine the association between digital finance and household…
Toward inclusive teaching: Utilizing student‐created case studies in a personal finance course
In this qualitative study, we explore the potential of an innovative case study approach in a personal finance course among college students with the goal of making the course inclusive for students who are from economically disadvantaged families and traditionally have unsuccessful experiences in math. Students were required to create their own cases based on their unique, diverse backgrounds. Student reflections on their personal case study pro…
Actions for solutions: Financial behaviors, power (im)balance, and economic abuse among Chinese young adults in non-marital cohabitation
Young adults are at high risk of experiencing economic abuse-a form of intimate partner violence (IPV)-and Chinese young adults in non-marital cohabitation are especially vulnerable. To reduce economic abuse, an important question to answer is: What factors are associated with economic abuse? After controlling for constructs (e.g., demographic information and other types of IPV) that were linked to economic abuse, we investigated how financial be…
How does family cultural capital influence the individuals’ development? —case study about left-behind children in China
Is Ignorance Bliss? Use of Alternative Financial Services, Financial Knowledge, and Financial Anxiety
National Culture and Financial Capability: A Global Perspective
The origins of financial capability assessed at the country level can be traced back to the socio-economic and quality of life factors. However, the role of national culture should be considered equally important. Hence, differences in national culture are hypothesized to correlate with average financial capability levels at the country level. This study attempts to answer an important question: What is the relationship between culture and financ…
Financial Literacy in the Family Context: The Role of Spousal Education and Gender Among Older Couples
We examine cross-spouse associations between education and financial literacy among older couples, net of own education, and whether the cross-spouse associations differ by gender. Using data from the Cognitive Economics Study, we employ multilevel actor-partner interdependence regression models to examine both the actor and partner associations between education and financial literacy ( N = 205 dyads) and the moderating role of gender. Findings …
The Able Worry More? Debt Delinquency, Financial Capability, and Financial Stress
The relationships of shift work, hair cortisol concentration and dyslipidaemia: A cohort study in China
Shift work was linked to increased risk of dyslipidaemia compared with fixed day shift work. Higher HCC was associated with a higher prevalence of dyslipidaemia. HCC had a significant mediating effect on dyslipidaemia in shift workers
Space, Context, and Human Capital: A Micro–Macro Perspective on the Social Environment and Financial Literacy in Later Life
Can financial education improve consumer welfare in investment markets? Evidence from China
Under the current complex economic situation and the impact of COVID-19, China’s capital market reform has entered a critical period, with opportunities and challenges coexisting. One of the important challenges is how to improve the well-being of investors in capital markets. Financial education, which has been offered by financial institutions in many countries in recent years, is likely to become an effective policy instrument to meet this cha…
Does Financial Knowledge at Older Ages Matter? Placing Income and Hardship in Context
Extant research offers limited understanding of the context in which economic resource and hardship at older ages are assessed. This study investigates the association between location-specific income security and hardship, and the moderating role of financial knowledge, using data from the Understanding America Study. We found that respondents with better location-specific income security were less likely to experience hardship and that financia…
The impact of digital finance on household consumption: Evidence from China
Disability Type, Financial Capability, and Risky Asset Holding
Risky financial asset holding is considered an indicator of financial well-being because risky asset holders are likely to accumulate more wealth than nonholders. Like the general population in the United States, many people with disabilities need long-term financial planning services. The purpose of this study was to examine whether disability type and financial capability are associated with risky asset holding of adults with disabilities. Usin…
Housing prices and household savings: Evidence from urban China
Based on precautionary saving motives, this research develops a three-period life-cycle model to manifest the impact of housing prices on household savings in urban China. The theoretical model illustrates that the expected appreciation of housing prices at a household’s middle age leads to the increase in household savings at a household’s young age. Second, household savings at a household’s young age are positively associated with both expecte…
Career Preparation of High School Students: A Multi-Country Study
The purpose of this study was to examine factors associated with career preparation of high school students in four countries: China, Japan, South Korea, and the United States. The human bioecological theory was used as a framework to examine personal, process, and context factors associated with career preparation of the adolescents. Data were from a cross-national sample of more than 5,000 students in Grades 10 to 12. Results indicate that care…
Financial Literacy, Portfolio Choice and Financial Well-Being
Financial Socialization of First-year College Students: The Roles of Parents, Work, and Education
Acting for Happiness: Financial Behavior and Life Satisfaction of College Students
Financial Literacy, Portfolio Choice and Financial Well-Being
Sustainable Consumption and Life Satisfaction
National Culture and Financial Capability: A Global Perspective
The origins of financial capability assessed at the country level can be traced back to the socio-economic and quality of life factors. However, the role of national culture should be considered equally important. Hence, differences in national culture are hypothesized to correlate with average financial capability levels at the country level. This study attempts to answer an important question: What is the relationship between culture and financ…
Perceived Social Policy Fairness and Subjective Wellbeing: Evidence from China
Consumer Financial Behavior: An Interdisciplinary Review of Selected Theories and Research
The purpose of this article is to review the literature on three prominent theories in consumer financial behavior. The theories are the life-cycle theory, prospect theory, and theory of consumer socialization. The review of literature is interdisciplinary in nature (e.g. papers are reviewed from family and consumer science, economics, business, and other related disciplines). Each theory is explained and the major applications of each theory are…
A Comparison of Saving Motives of Urban Chinese and American Workers
This article compares saving motives of urban Chinese and American workers. A framework based on Maslow's human needs theory with the consideration of economic and cultural factors was used to develop hypotheses. The results of logistic regressions and simulations suggest that Chinese are more likely than Americans to report four out of six saving motives: saving for daily expenses, emergencies, children, and investment, whereas Americans are mor…
Moving up toward sustainable development: Digital finance and income mobility
The fact that financial exclusion leads to income inequality is detrimental to sustainable economic growth. Digital finance facilitates the provision of financial services to poor people and has the potential to promote income mobility so that to reduce income inequality. This study uses the Digital Financial Inclusion Index and household data from the China Household Finance Survey to examine the association between digital finance and household…
Actions for solutions: Financial behaviors, power (im)balance, and economic abuse among Chinese young adults in non-marital cohabitation
Young adults are at high risk of experiencing economic abuse-a form of intimate partner violence (IPV)-and Chinese young adults in non-marital cohabitation are especially vulnerable. To reduce economic abuse, an important question to answer is: What factors are associated with economic abuse? After controlling for constructs (e.g., demographic information and other types of IPV) that were linked to economic abuse, we investigated how financial be…
Does Financial Knowledge at Older Ages Matter? Placing Income and Hardship in Context
Extant research offers limited understanding of the context in which economic resource and hardship at older ages are assessed. This study investigates the association between location-specific income security and hardship, and the moderating role of financial knowledge, using data from the Understanding America Study. We found that respondents with better location-specific income security were less likely to experience hardship and that financia…
Career Preparation of High School Students: A Multi-Country Study
The purpose of this study was to examine factors associated with career preparation of high school students in four countries: China, Japan, South Korea, and the United States. The human bioecological theory was used as a framework to examine personal, process, and context factors associated with career preparation of the adolescents. Data were from a cross-national sample of more than 5,000 students in Grades 10 to 12. Results indicate that care…
Toward inclusive teaching: Utilizing student‐created case studies in a personal finance course
In this qualitative study, we explore the potential of an innovative case study approach in a personal finance course among college students with the goal of making the course inclusive for students who are from economically disadvantaged families and traditionally have unsuccessful experiences in math. Students were required to create their own cases based on their unique, diverse backgrounds. Student reflections on their personal case study pro…
Financial Literacy in the Family Context: The Role of Spousal Education and Gender Among Older Couples
We examine cross-spouse associations between education and financial literacy among older couples, net of own education, and whether the cross-spouse associations differ by gender. Using data from the Cognitive Economics Study, we employ multilevel actor-partner interdependence regression models to examine both the actor and partner associations between education and financial literacy ( N = 205 dyads) and the moderating role of gender. Findings …
Space, Context, and Human Capital: A Micro–Macro Perspective on the Social Environment and Financial Literacy in Later Life
Can financial education improve consumer welfare in investment markets? Evidence from China
Under the current complex economic situation and the impact of COVID-19, China’s capital market reform has entered a critical period, with opportunities and challenges coexisting. One of the important challenges is how to improve the well-being of investors in capital markets. Financial education, which has been offered by financial institutions in many countries in recent years, is likely to become an effective policy instrument to meet this cha…
Factors Associated with Emergency Food Recipient's Information Search
Data from a survey of emergency food recipients conducted in a northwestern state were used to identify factors associated with recipient's information search behavior when they sought emergency food help. Results from logistic and general linear multiple regressions indicated that age, phone possession, family income, and household size influenced the use of interpersonal communication as information sources. Age, number of years in residence, t…
Factors Associated with Emergency Food Recipient's Information Search
Data from a survey of emergency food recipients conducted in a northwestern state were used to identify factors associated with recipient's information search behavior when they sought emergency food help. Results from logistic and general linear multiple regressions indicated that age, phone possession, family income, and household size influenced the use of interpersonal communication as information sources. Age, number of years in residence, t…
A Comparison of Saving Motives of Urban Chinese and American Workers
This article compares saving motives of urban Chinese and American workers. A framework based on Maslow's human needs theory with the consideration of economic and cultural factors was used to develop hypotheses. The results of logistic regressions and simulations suggest that Chinese are more likely than Americans to report four out of six saving motives: saving for daily expenses, emergencies, children, and investment, whereas Americans are mor…
Pathways to life success: A conceptual model of financial well-being for young adults
Acting for Happiness: Financial Behavior and Life Satisfaction of College Students
Financial Socialization of First-year College Students: The Roles of Parents, Work, and Education
Consumer Financial Behavior: An Interdisciplinary Review of Selected Theories and Research
The purpose of this article is to review the literature on three prominent theories in consumer financial behavior. The theories are the life-cycle theory, prospect theory, and theory of consumer socialization. The review of literature is interdisciplinary in nature (e.g. papers are reviewed from family and consumer science, economics, business, and other related disciplines). Each theory is explained and the major applications of each theory are…
Sustainable Consumption and Life Satisfaction
Perceived Social Policy Fairness and Subjective Wellbeing: Evidence from China
Japanese modernity deviated: Its importation and legacy in the Southeast Asian architecture since the 1970s
Financial Literacy, Portfolio Choice and Financial Well-Being
Career Preparation of High School Students: A Multi-Country Study
The purpose of this study was to examine factors associated with career preparation of high school students in four countries: China, Japan, South Korea, and the United States. The human bioecological theory was used as a framework to examine personal, process, and context factors associated with career preparation of the adolescents. Data were from a cross-national sample of more than 5,000 students in Grades 10 to 12. Results indicate that care…
Housing prices and household savings: Evidence from urban China
Based on precautionary saving motives, this research develops a three-period life-cycle model to manifest the impact of housing prices on household savings in urban China. The theoretical model illustrates that the expected appreciation of housing prices at a household’s middle age leads to the increase in household savings at a household’s young age. Second, household savings at a household’s young age are positively associated with both expecte…
The impact of digital finance on household consumption: Evidence from China
Disability Type, Financial Capability, and Risky Asset Holding
Risky financial asset holding is considered an indicator of financial well-being because risky asset holders are likely to accumulate more wealth than nonholders. Like the general population in the United States, many people with disabilities need long-term financial planning services. The purpose of this study was to examine whether disability type and financial capability are associated with risky asset holding of adults with disabilities. Usin…
Can financial education improve consumer welfare in investment markets? Evidence from China
Under the current complex economic situation and the impact of COVID-19, China’s capital market reform has entered a critical period, with opportunities and challenges coexisting. One of the important challenges is how to improve the well-being of investors in capital markets. Financial education, which has been offered by financial institutions in many countries in recent years, is likely to become an effective policy instrument to meet this cha…
Does Financial Knowledge at Older Ages Matter? Placing Income and Hardship in Context
Extant research offers limited understanding of the context in which economic resource and hardship at older ages are assessed. This study investigates the association between location-specific income security and hardship, and the moderating role of financial knowledge, using data from the Understanding America Study. We found that respondents with better location-specific income security were less likely to experience hardship and that financia…
The Able Worry More? Debt Delinquency, Financial Capability, and Financial Stress
The relationships of shift work, hair cortisol concentration and dyslipidaemia: A cohort study in China
Shift work was linked to increased risk of dyslipidaemia compared with fixed day shift work. Higher HCC was associated with a higher prevalence of dyslipidaemia. HCC had a significant mediating effect on dyslipidaemia in shift workers
Space, Context, and Human Capital: A Micro–Macro Perspective on the Social Environment and Financial Literacy in Later Life
How does family cultural capital influence the individuals’ development? —case study about left-behind children in China
Is Ignorance Bliss? Use of Alternative Financial Services, Financial Knowledge, and Financial Anxiety
National Culture and Financial Capability: A Global Perspective
The origins of financial capability assessed at the country level can be traced back to the socio-economic and quality of life factors. However, the role of national culture should be considered equally important. Hence, differences in national culture are hypothesized to correlate with average financial capability levels at the country level. This study attempts to answer an important question: What is the relationship between culture and financ…
Financial Literacy in the Family Context: The Role of Spousal Education and Gender Among Older Couples
We examine cross-spouse associations between education and financial literacy among older couples, net of own education, and whether the cross-spouse associations differ by gender. Using data from the Cognitive Economics Study, we employ multilevel actor-partner interdependence regression models to examine both the actor and partner associations between education and financial literacy ( N = 205 dyads) and the moderating role of gender. Findings …
Attitude toward gender inequality in China
This study explores determinants of attitudes toward gender inequality among Chinese people using five waves of the Chinese General Social Survey (CGSS) and East Asian Social Survey (EASS, 2016). The study uses five survey questions regarding the relative roles of men and women in the family and workplace to measure gender attitudes. Utilizing the pooled data, the study finds temporal changes of attitude: women are expected to be more responsible…
Do All Savings Matter Equally? Saving Types and Emotional Well-Being Among Older Adults: Evidence from Panel Data
Ill-being and mental ill-health have been on the rise in both Europe and the United States, especially among middle-aged and older adults. Although financial security has been shown to play a protective role in emotional well-being, little is known about the protective role of different types of family assets on mental health and well-being. Using longitudinal survey data from the Survey of Health, Aging and Retirement in Europe (SHARE) collected…
Financial Literacy, Pension, Retirement Analysis (20 works) · Economics (19 works) · Psychology (19 works) · Business (17 works) · Political science (16 works) · Finance (14 works) · Sociology (11 works) · Psychological Well-being and Life Satisfaction (9 works) · Social Psychology (9 works) · China (8 works)