Kelmara Mendes Vieira
Biographic Data
| ID | 345176 |
|---|---|
| NAME | Kelmara Mendes Vieira |
| GIVEN NAMES | Kelmara Mendes |
| FAMILY NAME | Vieira |
| SIGNATURE | VIEIRA K M |
| AFFILIATIONS | Universidade Federal de Santa Maria |
| ORCID | 0000-0002-8847-0941 |
| VERIFIED | Yes |
| TOTAL WORKS | 27 |
| TOTAL CITATIONS | 2 |
| WORKS AS AUTHOR | 27 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2011 |
| LATEST PUBLICATION YEAR | 2026 |
| H-INDEX | 1 |
Perceived quality and user satisfaction
Purpose This study aims to investigate perceived quality and user satisfaction with a Brazilian Transparency Portal. Design/methodology/approach A survey was conducted with a sample of 410 users of the Transparency Portal. Findings The results indicate partial agreement regarding users’ perception of the Portal’s quality, assessed through three dimensions (SQ: System Quality, IQ: Information Quality, OQ: Operation Quality). The main challenges id…
Brazilians’ financial literacy
Financial literacy has gained global relevance and is recognized as one of the primary antecedents of financial well-being. In this context, we aimed to provide a comprehensive assessment of financial literacy among Brazilian citizens by examining its three core dimensions (financial behavior, financial knowledge, and financial attitude) and analyzed how these dimensions vary across socioeconomic and demographic characteristics. For this, we cond…
The impact of financial education in schools on the financial literacy of Brazilian students
This study investigates the impact of school-based financial education on the financial literacy levels of Brazilian students, using data from PISA 2022. An empirical approach combining different methodological strategies was adopted: (i) estimation via Propensity Score Matching (PSM) to compare students with and without access to financial education at school; (ii) the use of quantile regression to capture heterogeneous effects across the profic…
Perception of Talent Management Practices
Youth Financial Literacy Short Scale
We propose a short instrument for measuring financial literacy among young adults: Youth Financial Literacy Short Scale (YFLSS). An instrument with questions on financial knowledge, financial attitude, and financial behavior was applied with 1126 young Brazilians, whose dimensions and items were analyzed using exploratory factor analysis, structural equation modeling and hierarchical cluster analysis. The scale proposed allows for developing an i…
Towards smart approaches to sustainability on campuses
Purpose This study aims to achieve two main objectives: construct and validate a measurement scale of smart approaches to sustainability on campuses and assess how these approaches have been implemented by higher education institutions (HEIs) worldwide from a whole-institution perspective. Design/methodology/approach A mix of quantitative and qualitative methods was used, which included interviews and a survey application − the last one involved …
Mapping the Financial Well-Being of Brazilians
Enhancing financial well-being has been a challenge for countries, especially due to its positive impacts on economic growth, quality of life, and the physical and mental health of citizens. This article’s main objective is to estimate the level of perceived financial well-being in the Brazilian population and investigate how socioeconomic and demographic variables influence this perception. Using a scale adapted for emerging countries, this stud…
Teacher training in financial education
The general objective is to analyze how Sumo Educacional’s actions contributed to teachers’ financial knowledge. To do this, it analyzes financial knowledge before and after the project’s actions and seeks to observe how they are passing on knowledge to students. Data collection took place before the course and two months after its end. Two questionnaires were used as data collection instruments. The first questionnaire included questions about f…
Formação de professores em educação financeira
The general objective is to analyze how Sumo Educacional’s actions contributed to teachers’ financial knowledge. To do this, it analyzes financial knowledge before and after the project’s actions and seeks to observe how they are passing on knowledge to students. Data collection took place before the course and two months after its end. Two questionnaires were used as data collection instruments. The first questionnaire included questions about f…
Alfabetização financeira das mulheres
Quase a totalidade dos estudos demonstra que as mulheres são menos alfabetizadas financeiramente do que os homens. Entretanto, pouco se sabe sobre as diferenças existentes entre as mulheres. Dessa forma, o objetivo do estudo é identificar se e como os diferentes perfis interferem no nível de alfabetização financeira das mulheres. Com uma amostra diversa de 1750 mulheres, os resultados indicam que as variáveis sociodemográficas, interferiram diret…
Value generation from academic activities in a public higher education
The concept of value, in a context of higher education institutions (HEIs), simply refers to meeting or exceeding customer requirements and expectations. HEIs have a fundamental role in the dissemination of knowledge, in addition to developing new skills and awareness for future professionals, in relation to local, regional and national issues. The aim of this research is to analyse the academic activities and outcomes influence on value generati…
Occupation and Financial Preparation for Retirement
This study tests the hypothesis that public servants have higher levels of financial preparation for retirement compared to other occupations. Also, it identifies whether the model is invariant. The results indicate that public servants have better future expectations, financial planning, and savings behavior than other occupations. The level of financial preparation for retirement is low in all occupations. The construction of public policies th…
Student self-assessment of the graduate course
The objective of this work is to develop a self-assessment model by students and alumni of Graduate Courses. A survey was carried out with students and alumni at a Higher Education institution in southern Brazil, and a valid sample of 2037 respondents was obtained. A model was proposed considering the perceptions of students and alumni regarding the institution’s infrastructure, the course subjects, the course professors, the advisor’s and the ad…
Back Home
Analisamos os efeitos do isolamento social na satisfação geral com a vida de estudantes universitários durante a pandemia de COVID-19. Foi realizada uma pesquisa com 2.556 universitários brasileiros e as principais técnicas utilizadas foram análise fatorial exploratória, análise de cluster e modelagem de equações estruturais. Os resultados indicam que a maioria dos estudantes universitários percebeu perdas na satisfação geral com a vida devido à …
Geoparque Caçapava
Geoparques são áreas geográficas de relevância geologia internacional, com potencialidades de ascensão econômica e desenvolvimento sustentável. No Brasil, seis territórios já foram chancelados, sendo um deles o Geoparque de Caçapava, objeto deste estudo. O objetivo deste trabalho é realizar um diagnóstico e identificar as percepções dos parceiros sobre o Geoparque. Como forma metodológica, criou-se um instrumento que serviu de guia para as entrev…
Organizational Citizenship Behavior Scale for Knowledge Workers
In order to analyze the empirical instabilities and adopt new validation procedures for the Organizational Citizenship Behavior—Knowledge Workers (OCB-KW) Scale this study was organized in two stages. In the first stage, studies were read for a general characterization of the production of works that used the OCB-KW and from these data, it was possible to characterize applications of the scale and assess their possible instabilities. In the secon…
Influência da justiça organizacional sobre a confiança interpessoal
O objetivo deste trabalho consiste em analisar a influência da justiça organizacional sobre a confiança interpessoal a partir da perspectiva dos colaboradores de uma cooperativa do setor agropecuário, situada na região central do Rio Grande do Sul. Para tanto, foram investigados 330 trabalhadores dessa cooperativa. Os dados foram obtidos por meio da Modelagem de Equações Estruturais (MEE). Os principais resultados encontrados expõem a relação de …
The Influence of Lean Management Practices on Process Effectiveness
The applicability of Lean practices has been growing in the most different types of organizations, including public ones. Considering the growing need for better and more effective management systems, the objective of this work is to evaluate the influence of Lean practices on process effectiveness. A literature review was carried out to find Lean practices applicable to the public sector organizations and to outline the hypotheses of the work. T…
Determinantes da Inadimplência do Iptu no Município de Santa Maria/RS
A demanda por serviços públicos municipais cresce, sendo imprescindível que as atividades de arrecadação e fiscalização sejam desenvolvidas de forma a combater a inadimplência, a sonegação fiscal e a ocorrência de processos em cobrança administrativa ou judicial. Esse estudo teve como objetivo identificar os determinantes da inadimplência do IPTU no município de Santa Maria (RS). Utilizou-se uma pesquisa descritiva, com abordagem quantitativa e t…
Financiamento, bem-estar financeiro e qualidade de vida
The study aimed to identify the perception of financing, financial well-being, and quality of life of the beneficiaries of the National Program for Strengthening of Family Agriculture (Pronaf). For that, quantitative research was carried out, through a survey, investigating 263 beneficiaries of the program were investigated, distributed in 25 municipalities in the state of Rio Grande do Sul. The data analysis was done through descriptive statisti…
Does formal and business education expand the levels of financial education
Purpose Financial education has become an essential component of the economic balance for families, and much is being discussed about the methods, which raise the levels of financial education of the population. Thus, the overall objective of this study was to evaluate the effect of formal and business education on the level of financial education. Design/methodology/approach This research is characterized as a quasi-experimental study, with unde…
Indicador De Educação Financeira
Este trabalho teve por objetivo construir e validar um indicador de educação financeira, assunto relevante que está entre os temas sugeridos para compor a Base Nacional Comum Curricular e necessita de avanços. Para tal, desenvolveu-se um instrumento com 13 itens, os quais foram analisados a partir da Teoria da Resposta ao Item. Foram aplicados 1.576 instrumentos em todas as sete mesorregiões do Rio Grande do Sul, estimando-se as curvas caracterís…
Os Servidores Públicos Estão Aderindo a Funpresp
Este artigo tem por objetivos: identificar o percentual de adesões dos servidores em um dos Campi de uma Universidade Federal; descrever o perfil dos respondentes, segundo os que aderiram e não aderiram ao fundo de previdência complementar; avaliar os motivos da adesão e não adesão à FUNPRESP; verificar o nível de conhecimento, riscos e retornos acerca da FUNPRESP, segundo os que aderiram e não aderiram e; analisar o nível de informações sobre co…
Análise de Causalidade de Preços no Mercado Internacionalda Soja
O presente artigo analisou a relação de precedência dos preços internacionais da soja em grãos, levando em consideração os principais exportadores mundiais, Brasil, Argentina e Estados Unidos, no período entre 2003 e 2012. Para isso, utilizou-se a metodologia de causalidade proposta por Toda e Yamamoto (1995). Os resultados indicam que nos preços da soja da Argentina existe precedência de causalidade bidirecional significativa do Brasil. Já os pr…
Como os gaúchos utilizam o cartão de crédito? Análise do comportamento de uso e da dívida no cartão de crédito
O objetivo do presente estudo é investigar o uso do cartão de crédito pelos gaúchos, o perfil desses indivíduos, o comportamento no uso do cartão e a dívida, assim como verificar se há diferenças no nível do comportamento e dívida considerando os fatores socioeconômicos e demográficos. Para isso, realizou-se uma pesquisa survey com 942 cidadãos usuários de cartão de crédito no estado do Rio Grande do Sul e como instrumento de coleta de dados, uti…
The Influence of Lean Management Practices on Process Effectiveness
The applicability of Lean practices has been growing in the most different types of organizations, including public ones. Considering the growing need for better and more effective management systems, the objective of this work is to evaluate the influence of Lean practices on process effectiveness. A literature review was carried out to find Lean practices applicable to the public sector organizations and to outline the hypotheses of the work. T…
Indicador De Educação Financeira
Este trabalho teve por objetivo construir e validar um indicador de educação financeira, assunto relevante que está entre os temas sugeridos para compor a Base Nacional Comum Curricular e necessita de avanços. Para tal, desenvolveu-se um instrumento com 13 itens, os quais foram analisados a partir da Teoria da Resposta ao Item. Foram aplicados 1.576 instrumentos em todas as sete mesorregiões do Rio Grande do Sul, estimando-se as curvas caracterís…
Aplicação De Redes Neurais Polinomiais Na Previsão Do Ibovespa E Merval
Este artigo analisa a eficiência das redes neurais polinomiais Group Method of Data Handling (GMDH) na previsão dos retornos, em bases mensais, nos retornos dos principais indicadores do mercado de capitais do brasileiro (Ibovespa) e argentino (Merval). Inicialmente, para a determinação da variável exógena, calculou-se o retorno logaritmo de cada um dos índices. Em seguida, para a determinação das variáveis endógenas realizaram-se defasagens em t…
Análise de Causalidade de Preços no Mercado Internacionalda Soja
O presente artigo analisou a relação de precedência dos preços internacionais da soja em grãos, levando em consideração os principais exportadores mundiais, Brasil, Argentina e Estados Unidos, no período entre 2003 e 2012. Para isso, utilizou-se a metodologia de causalidade proposta por Toda e Yamamoto (1995). Os resultados indicam que nos preços da soja da Argentina existe precedência de causalidade bidirecional significativa do Brasil. Já os pr…
Como os gaúchos utilizam o cartão de crédito? Análise do comportamento de uso e da dívida no cartão de crédito
O objetivo do presente estudo é investigar o uso do cartão de crédito pelos gaúchos, o perfil desses indivíduos, o comportamento no uso do cartão e a dívida, assim como verificar se há diferenças no nível do comportamento e dívida considerando os fatores socioeconômicos e demográficos. Para isso, realizou-se uma pesquisa survey com 942 cidadãos usuários de cartão de crédito no estado do Rio Grande do Sul e como instrumento de coleta de dados, uti…
Percepção E Conhecimento Dos Universitários Sobre O Programa Bolsa Família
Considerando a ampla divulgação do Programa Bolsa Família (PBF) na mídia e a importância do mesmo para grande parcela da população, torna-se interessante saber a receptividade do programa pela sociedade. Diante disso, o objetivo deste trabalho é identificar a percepção e conhecimento dos universitários sobre o Programa Bolsa Família e avaliar a influência das variáveis socioeconômicas sobre o conhecimento e a percepção a respeito do mesmo. Para i…
Os Servidores Públicos Estão Aderindo a Funpresp
Este artigo tem por objetivos: identificar o percentual de adesões dos servidores em um dos Campi de uma Universidade Federal; descrever o perfil dos respondentes, segundo os que aderiram e não aderiram ao fundo de previdência complementar; avaliar os motivos da adesão e não adesão à FUNPRESP; verificar o nível de conhecimento, riscos e retornos acerca da FUNPRESP, segundo os que aderiram e não aderiram e; analisar o nível de informações sobre co…
Indicador De Educação Financeira
Este trabalho teve por objetivo construir e validar um indicador de educação financeira, assunto relevante que está entre os temas sugeridos para compor a Base Nacional Comum Curricular e necessita de avanços. Para tal, desenvolveu-se um instrumento com 13 itens, os quais foram analisados a partir da Teoria da Resposta ao Item. Foram aplicados 1.576 instrumentos em todas as sete mesorregiões do Rio Grande do Sul, estimando-se as curvas caracterís…
Does formal and business education expand the levels of financial education
Purpose Financial education has become an essential component of the economic balance for families, and much is being discussed about the methods, which raise the levels of financial education of the population. Thus, the overall objective of this study was to evaluate the effect of formal and business education on the level of financial education. Design/methodology/approach This research is characterized as a quasi-experimental study, with unde…
Determinantes da Inadimplência do Iptu no Município de Santa Maria/RS
A demanda por serviços públicos municipais cresce, sendo imprescindível que as atividades de arrecadação e fiscalização sejam desenvolvidas de forma a combater a inadimplência, a sonegação fiscal e a ocorrência de processos em cobrança administrativa ou judicial. Esse estudo teve como objetivo identificar os determinantes da inadimplência do IPTU no município de Santa Maria (RS). Utilizou-se uma pesquisa descritiva, com abordagem quantitativa e t…
Financiamento, bem-estar financeiro e qualidade de vida
The study aimed to identify the perception of financing, financial well-being, and quality of life of the beneficiaries of the National Program for Strengthening of Family Agriculture (Pronaf). For that, quantitative research was carried out, through a survey, investigating 263 beneficiaries of the program were investigated, distributed in 25 municipalities in the state of Rio Grande do Sul. The data analysis was done through descriptive statisti…
The Influence of Lean Management Practices on Process Effectiveness
The applicability of Lean practices has been growing in the most different types of organizations, including public ones. Considering the growing need for better and more effective management systems, the objective of this work is to evaluate the influence of Lean practices on process effectiveness. A literature review was carried out to find Lean practices applicable to the public sector organizations and to outline the hypotheses of the work. T…
Teacher training in financial education
The general objective is to analyze how Sumo Educacional’s actions contributed to teachers’ financial knowledge. To do this, it analyzes financial knowledge before and after the project’s actions and seeks to observe how they are passing on knowledge to students. Data collection took place before the course and two months after its end. Two questionnaires were used as data collection instruments. The first questionnaire included questions about f…
Formação de professores em educação financeira
The general objective is to analyze how Sumo Educacional’s actions contributed to teachers’ financial knowledge. To do this, it analyzes financial knowledge before and after the project’s actions and seeks to observe how they are passing on knowledge to students. Data collection took place before the course and two months after its end. Two questionnaires were used as data collection instruments. The first questionnaire included questions about f…
Alfabetização financeira das mulheres
Quase a totalidade dos estudos demonstra que as mulheres são menos alfabetizadas financeiramente do que os homens. Entretanto, pouco se sabe sobre as diferenças existentes entre as mulheres. Dessa forma, o objetivo do estudo é identificar se e como os diferentes perfis interferem no nível de alfabetização financeira das mulheres. Com uma amostra diversa de 1750 mulheres, os resultados indicam que as variáveis sociodemográficas, interferiram diret…
Value generation from academic activities in a public higher education
The concept of value, in a context of higher education institutions (HEIs), simply refers to meeting or exceeding customer requirements and expectations. HEIs have a fundamental role in the dissemination of knowledge, in addition to developing new skills and awareness for future professionals, in relation to local, regional and national issues. The aim of this research is to analyse the academic activities and outcomes influence on value generati…
Occupation and Financial Preparation for Retirement
This study tests the hypothesis that public servants have higher levels of financial preparation for retirement compared to other occupations. Also, it identifies whether the model is invariant. The results indicate that public servants have better future expectations, financial planning, and savings behavior than other occupations. The level of financial preparation for retirement is low in all occupations. The construction of public policies th…
Student self-assessment of the graduate course
The objective of this work is to develop a self-assessment model by students and alumni of Graduate Courses. A survey was carried out with students and alumni at a Higher Education institution in southern Brazil, and a valid sample of 2037 respondents was obtained. A model was proposed considering the perceptions of students and alumni regarding the institution’s infrastructure, the course subjects, the course professors, the advisor’s and the ad…
Back Home
Analisamos os efeitos do isolamento social na satisfação geral com a vida de estudantes universitários durante a pandemia de COVID-19. Foi realizada uma pesquisa com 2.556 universitários brasileiros e as principais técnicas utilizadas foram análise fatorial exploratória, análise de cluster e modelagem de equações estruturais. Os resultados indicam que a maioria dos estudantes universitários percebeu perdas na satisfação geral com a vida devido à …
Geoparque Caçapava
Geoparques são áreas geográficas de relevância geologia internacional, com potencialidades de ascensão econômica e desenvolvimento sustentável. No Brasil, seis territórios já foram chancelados, sendo um deles o Geoparque de Caçapava, objeto deste estudo. O objetivo deste trabalho é realizar um diagnóstico e identificar as percepções dos parceiros sobre o Geoparque. Como forma metodológica, criou-se um instrumento que serviu de guia para as entrev…
Organizational Citizenship Behavior Scale for Knowledge Workers
In order to analyze the empirical instabilities and adopt new validation procedures for the Organizational Citizenship Behavior—Knowledge Workers (OCB-KW) Scale this study was organized in two stages. In the first stage, studies were read for a general characterization of the production of works that used the OCB-KW and from these data, it was possible to characterize applications of the scale and assess their possible instabilities. In the secon…
Influência da justiça organizacional sobre a confiança interpessoal
O objetivo deste trabalho consiste em analisar a influência da justiça organizacional sobre a confiança interpessoal a partir da perspectiva dos colaboradores de uma cooperativa do setor agropecuário, situada na região central do Rio Grande do Sul. Para tanto, foram investigados 330 trabalhadores dessa cooperativa. Os dados foram obtidos por meio da Modelagem de Equações Estruturais (MEE). Os principais resultados encontrados expõem a relação de …
Youth Financial Literacy Short Scale
We propose a short instrument for measuring financial literacy among young adults: Youth Financial Literacy Short Scale (YFLSS). An instrument with questions on financial knowledge, financial attitude, and financial behavior was applied with 1126 young Brazilians, whose dimensions and items were analyzed using exploratory factor analysis, structural equation modeling and hierarchical cluster analysis. The scale proposed allows for developing an i…
Towards smart approaches to sustainability on campuses
Purpose This study aims to achieve two main objectives: construct and validate a measurement scale of smart approaches to sustainability on campuses and assess how these approaches have been implemented by higher education institutions (HEIs) worldwide from a whole-institution perspective. Design/methodology/approach A mix of quantitative and qualitative methods was used, which included interviews and a survey application − the last one involved …
Mapping the Financial Well-Being of Brazilians
Enhancing financial well-being has been a challenge for countries, especially due to its positive impacts on economic growth, quality of life, and the physical and mental health of citizens. This article’s main objective is to estimate the level of perceived financial well-being in the Brazilian population and investigate how socioeconomic and demographic variables influence this perception. Using a scale adapted for emerging countries, this stud…
Perceived quality and user satisfaction
Purpose This study aims to investigate perceived quality and user satisfaction with a Brazilian Transparency Portal. Design/methodology/approach A survey was conducted with a sample of 410 users of the Transparency Portal. Findings The results indicate partial agreement regarding users’ perception of the Portal’s quality, assessed through three dimensions (SQ: System Quality, IQ: Information Quality, OQ: Operation Quality). The main challenges id…
Brazilians’ financial literacy
Financial literacy has gained global relevance and is recognized as one of the primary antecedents of financial well-being. In this context, we aimed to provide a comprehensive assessment of financial literacy among Brazilian citizens by examining its three core dimensions (financial behavior, financial knowledge, and financial attitude) and analyzed how these dimensions vary across socioeconomic and demographic characteristics. For this, we cond…
Financial Literacy, Pension, Retirement Analysis (11 works) · Political science (10 works) · Psychology (8 works) · Business (7 works) · Geography (7 works) · Humanities (7 works) · Computer Science (5 works) · Microfinance and Financial Inclusion (5 works) · Philosophy (5 works) · Engineering (4 works)