Ashlyn Aiko Nelson
Biographic Data
| ID | 3685869 |
|---|---|
| NAME | Ashlyn Aiko Nelson |
| GIVEN NAMES | Ashlyn Aiko |
| FAMILY NAME | Nelson |
| SIGNATURE | NELSON A A |
| AFFILIATIONS | Indiana University |
| VERIFIED | No |
| TOTAL WORKS | 5 |
| TOTAL CITATIONS | 14 |
| WORKS AS AUTHOR | 5 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2009 |
| LATEST PUBLICATION YEAR | 2019 |
| H-INDEX | 2 |
Cradle to Kindergarten
Liar's Loan? Effects of Origination Channel and Information Falsification on Mortgage Delinquency
This paper presents an analysis of mortgage delinquency between 2004 and 2008 using a loan-level data set from a major national mortgage bank. Our analysis highlights two problems underlying the mortgage crisis: a reliance on mortgage brokers who tend to originate lower-quality loans and a prevalence of low-documentation loans—known in the industry as “liar's loans”—that result in borrower information falsification. While over three-quarters of t…
Local Government Responses to Fiscal Stress
This article investigates local government responses to fiscal stress through the lens of the K–12 public education sector, examining two major policy options available to school districts for managing fiscal hardship: (1) cutting costs, especially through layoffs, and (2) raising revenues locally through voter referenda. The article employs district‐level administrative and survey data from California and Indiana to examine whether school distri…
The foreclosure crisis
Credit scores, race, and residential sorting
Credit scores have a profound impact on home purchasing power and mortgage pricing, yet little is known about how credit scores influence households' residential location decisions. This study estimates the effects of credit scores on residential sorting behavior using a novel mortgage industry data set combining household demographic, credit, and financial data with property location information and detailed community attribute data. I employ th…
Credit scores, race, and residential sorting
Credit scores have a profound impact on home purchasing power and mortgage pricing, yet little is known about how credit scores influence households' residential location decisions. This study estimates the effects of credit scores on residential sorting behavior using a novel mortgage industry data set combining household demographic, credit, and financial data with property location information and detailed community attribute data. I employ th…
Cradle to Kindergarten
Credit scores, race, and residential sorting
Credit scores have a profound impact on home purchasing power and mortgage pricing, yet little is known about how credit scores influence households' residential location decisions. This study estimates the effects of credit scores on residential sorting behavior using a novel mortgage industry data set combining household demographic, credit, and financial data with property location information and detailed community attribute data. I employ th…
The foreclosure crisis
Liar's Loan? Effects of Origination Channel and Information Falsification on Mortgage Delinquency
This paper presents an analysis of mortgage delinquency between 2004 and 2008 using a loan-level data set from a major national mortgage bank. Our analysis highlights two problems underlying the mortgage crisis: a reliance on mortgage brokers who tend to originate lower-quality loans and a prevalence of low-documentation loans—known in the industry as “liar's loans”—that result in borrower information falsification. While over three-quarters of t…
Local Government Responses to Fiscal Stress
This article investigates local government responses to fiscal stress through the lens of the K–12 public education sector, examining two major policy options available to school districts for managing fiscal hardship: (1) cutting costs, especially through layoffs, and (2) raising revenues locally through voter referenda. The article employs district‐level administrative and survey data from California and Indiana to examine whether school distri…
Cradle to Kindergarten
Economics (4 works) · Business (3 works) · Finance (3 works) · Housing Market and Economics (3 works) · Political science (3 works) · Actuarial science (2 works) · Computer Science (2 works) · Demographic economics (2 works) · Econometrics (2 works) · Finance (2 works)