Lars Nordén
Biographic Data
| ID | 5868559 |
|---|---|
| NAME | Lars Nordén |
| GIVEN NAMES | Lars |
| FAMILY NAME | Nordén |
| SIGNATURE | NORDEN L |
| AFFILIATIONS | Fundação Getulio Vargas |
| ORCID | 0000-0002-2222-7797 |
| VERIFIED | Yes |
| TOTAL WORKS | 2 |
| TOTAL CITATIONS | 1 |
| WORKS AS AUTHOR | 2 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2012 |
| LATEST PUBLICATION YEAR | 2023 |
| H-INDEX | 1 |
Piercing through Opacity
We build a bridge between relationship lending and transactions lending—investigating relationship effects on contract terms for credit cards, a relatively pure transactions-lending technology. Using more than 1 million accounts, we find that during normal times, consumers with relationships obtain better terms but small businesses with relationships do not. Both groups obtain improved terms during COVID-19, consistent with intertemporal smoothin…
Bargaining power and information in SME lending
Small- and medium-sized enterprises (SMEs) are informationally opaque and bank dependent. In SME lending, banks largely rely on soft information, because the scale and scope of hard information are limited. We analyze whether and how hard and soft information affects the borrower’s bargaining power vis-à-vis its bank. We use the fact that, for a given credit rating, certain borrowers obtain better loan terms than others to define measures of rela…
Piercing through Opacity
We build a bridge between relationship lending and transactions lending—investigating relationship effects on contract terms for credit cards, a relatively pure transactions-lending technology. Using more than 1 million accounts, we find that during normal times, consumers with relationships obtain better terms but small businesses with relationships do not. Both groups obtain improved terms during COVID-19, consistent with intertemporal smoothin…
Bargaining power and information in SME lending
Small- and medium-sized enterprises (SMEs) are informationally opaque and bank dependent. In SME lending, banks largely rely on soft information, because the scale and scope of hard information are limited. We analyze whether and how hard and soft information affects the borrower’s bargaining power vis-à-vis its bank. We use the fact that, for a given credit rating, certain borrowers obtain better loan terms than others to define measures of rela…
Piercing through Opacity
We build a bridge between relationship lending and transactions lending—investigating relationship effects on contract terms for credit cards, a relatively pure transactions-lending technology. Using more than 1 million accounts, we find that during normal times, consumers with relationships obtain better terms but small businesses with relationships do not. Both groups obtain improved terms during COVID-19, consistent with intertemporal smoothin…
Banking stability, regulation, efficiency (2 works) · Business (2 works) · Economics (2 works) · Finance (2 works) · 2019-20 coronavirus outbreak (1 work) · Bargaining power (1 work) · Computer Science (1 work) · Consumer Retail Behavior Studies (1 work) · Coronavirus disease 2019 (COVID-19 (1 work) · Corporate Finance and Governance (1 work)