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Elhadj Ezzahid

Biographic Data

ID5912644
NAMEElhadj Ezzahid
GIVEN NAMESElhadj
FAMILY NAMEEzzahid
SIGNATUREEZZAHID E
AFFILIATIONSMohammed V University
ORCID0000-0002-7116-4702
VERIFIEDYes
TOTAL WORKS6
TOTAL CITATIONS2
AUTHOR COUNT6
EDITOR COUNT0
FIRST PUBLICATION YEAR2020
LATEST PUBLICATION YEAR2026
H-INDEX1
  • Toward Inclusive Digital Finance in Africa: Unpacking the Mechanisms Behind Digital Barriers

    Open Access•Zakaria Elouaourti, Elhadj Ezzahid•ARTICLE•African Development Review•2026

    Digital financial inclusion is a crucial driver of economic development in Africa, yet significant barriers persist, particularly for marginalized groups. This study examines the key determinants and barriers to digital financial inclusion in Africa using micro‐level data from 29,042 adults in the World Bank Global Findex database. Our findings highlight the critical role of education, labor market participation, and access to information and com…

  • Impulsion or propagation? Large firms and the business cycle in a developing economy

    Open Access•Ali Elguellab, Elhadj Ezzahid•ARTICLE•Empirical Economics•2025

  • Financial Inclusion, Financial Frictions, and Economic Growth: Evidence from Africa

    Elhadj Ezzahid, Zakaria Elouaourti•ARTICLE•Journal of African Business•2022

    This paper aims to first, develop an analytical framework that examines the role of financial inclusion in promoting investment and economic growth, through the reduction of financial imperfections and considering the heterogeneity of access to the financial system. When performing a comparative analysis of the levels of financial inclusion in Africa, we mobilize the principal component analysis methodology to build the African Financial Inclusio…

  • Countries’ readiness to deal with large-scale crises: Analysis, measure, and World classification

    Open Access•Elhadj Ezzahid, Firano Zakaria et al.•ARTICLE•Policy Sciences•2022•Cited by: 2

  • Financial inclusion, mobile banking, informal finance and financial exclusion: Micro-level evidence from Morocco

    Open Access•Elhadj Ezzahid, Zakaria Elouaourti•ARTICLE•International Journal of Social…•2021

    Purpose This study has a dual purpose. The first is constructing a financial inclusion index to investigate if the reforms implemented during the last decades at the macroeconomic and sectoral levels have contributed to increase the financial inclusion level in Morocco. The second is to deepen the investigation to explore the impact of these reforms at the microeconomic level, by focusing on six major issues: determinants of financial inclusion, …

  • Real effective exchange rate dynamics in Morocco: Exploring Balassa-Samuelson effect under capital account liberalization

    Open Access•Elhadj Ezzahid, Ezzahid Elhadj et al.•ARTICLE•JOURNAL OF INTERNATIONAL STUDIES•2020•References: 6

    This paper discusses the sources of real effective exchange rate appreciation in Morocco as a small developing economy that opens its market to international economies. The stylized facts show a downward tendency of real effective exchange rate from 2000Q1 to 2019Q4. The question is to explain how real effective exchange rate appreciation occurs during the period of economic transition and convergence. Theoretically, we refer to the Balassa-Samue…

  • Countries’ readiness to deal with large-scale crises: Analysis, measure, and World classification

    Open Access•Elhadj Ezzahid, Firano Zakaria et al.•ARTICLE•Policy Sciences•2022•Cited by: 2

  • Real effective exchange rate dynamics in Morocco: Exploring Balassa-Samuelson effect under capital account liberalization

    Open Access•Elhadj Ezzahid, Ezzahid Elhadj et al.•ARTICLE•JOURNAL OF INTERNATIONAL STUDIES•2020•References: 6

    This paper discusses the sources of real effective exchange rate appreciation in Morocco as a small developing economy that opens its market to international economies. The stylized facts show a downward tendency of real effective exchange rate from 2000Q1 to 2019Q4. The question is to explain how real effective exchange rate appreciation occurs during the period of economic transition and convergence. Theoretically, we refer to the Balassa-Samue…

  • Financial inclusion, mobile banking, informal finance and financial exclusion: Micro-level evidence from Morocco

    Open Access•Elhadj Ezzahid, Zakaria Elouaourti•ARTICLE•International Journal of Social…•2021

    Purpose This study has a dual purpose. The first is constructing a financial inclusion index to investigate if the reforms implemented during the last decades at the macroeconomic and sectoral levels have contributed to increase the financial inclusion level in Morocco. The second is to deepen the investigation to explore the impact of these reforms at the microeconomic level, by focusing on six major issues: determinants of financial inclusion, …

  • Financial Inclusion, Financial Frictions, and Economic Growth: Evidence from Africa

    Elhadj Ezzahid, Zakaria Elouaourti•ARTICLE•Journal of African Business•2022

    This paper aims to first, develop an analytical framework that examines the role of financial inclusion in promoting investment and economic growth, through the reduction of financial imperfections and considering the heterogeneity of access to the financial system. When performing a comparative analysis of the levels of financial inclusion in Africa, we mobilize the principal component analysis methodology to build the African Financial Inclusio…

  • Countries’ readiness to deal with large-scale crises: Analysis, measure, and World classification

    Open Access•Elhadj Ezzahid, Firano Zakaria et al.•ARTICLE•Policy Sciences•2022•Cited by: 2

  • Impulsion or propagation? Large firms and the business cycle in a developing economy

    Open Access•Ali Elguellab, Elhadj Ezzahid•ARTICLE•Empirical Economics•2025

  • Toward Inclusive Digital Finance in Africa: Unpacking the Mechanisms Behind Digital Barriers

    Open Access•Zakaria Elouaourti, Elhadj Ezzahid•ARTICLE•African Development Review•2026

    Digital financial inclusion is a crucial driver of economic development in Africa, yet significant barriers persist, particularly for marginalized groups. This study examines the key determinants and barriers to digital financial inclusion in Africa using micro‐level data from 29,042 adults in the World Bank Global Findex database. Our findings highlight the critical role of education, labor market participation, and access to information and com…

Economics (5 works) · Business (3 works) · Finance (3 works) · Financial inclusion (3 works) · Financial services (3 works) · Financial system (3 works) · Microfinance and Financial Inclusion (3 works) · Econometrics (2 works) · FinTech, Crowdfunding, Digital Finance (2 works) · Geography (2 works)

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