David Sturrock
Biographic Data
| ID | 8763875 |
|---|---|
| NAME | David Sturrock |
| GIVEN NAMES | David |
| FAMILY NAME | Sturrock |
| SIGNATURE | STURROCK D |
| AFFILIATIONS | University College London and Institute for Fiscal Studies |
| ORCID | 0000-0001-6048-4156 |
| VERIFIED | Yes |
| TOTAL WORKS | 1 |
| TOTAL CITATIONS | 0 |
| WORKS AS AUTHOR | 1 |
| WORKS AS EDITOR | 0 |
| FIRST PUBLICATION YEAR | 2023 |
| LATEST PUBLICATION YEAR | 2023 |
| H-INDEX | 0 |
Survival Pessimism and the Demand for Annuities
The “annuity puzzle” refers to the fact that annuities are rarely purchased despite the longevity insurance they provide. Most explanations for this puzzle assume that individuals have accurate expectations about their future survival. We provide evidence that individuals misperceive their mortality risk and study the demand for annuities in a setting where annuities are priced by insurers on the basis of objectively-measured survival probabiliti…
No prominent works on this page.
Survival Pessimism and the Demand for Annuities
The “annuity puzzle” refers to the fact that annuities are rarely purchased despite the longevity insurance they provide. Most explanations for this puzzle assume that individuals have accurate expectations about their future survival. We provide evidence that individuals misperceive their mortality risk and study the demand for annuities in a setting where annuities are priced by insurers on the basis of objectively-measured survival probabiliti…
Actuarial science (1 work) · Annuity (1 work) · Economics (1 work) · Finance (1 work) · Finance (1 work) · Financial Literacy, Pension, Retirement Analysis (1 work) · Global Health Care Issues (1 work) · Insurance, Mortality, Demography, Risk Management (1 work) · Life annuity (1 work) · Longevity risk (1 work)