Lars‐fredrik Andersson
Dados Biográficos
| ID | 1011508 |
|---|---|
| NOME | Lars‐fredrik Andersson |
| PRENOMES | Lars‐fredrik |
| SOBRENOME | Andersson |
| ASSINATURA | ANDERSSON L F |
| AFILIAÇÕES | Umeå University |
| ORCID | 0000-0002-1413-3707 |
| VERIFICADO | Sim |
| TOTAL DE OBRAS | 40 |
| TOTAL DE CITAÇÕES | 56 |
| TOTAL COMO AUTOR | 40 |
| TOTAL COMO EDITOR | 0 |
| PRIMEIRO ANO DE PUBLICAÇÃO | 1976 |
| ANO MAIS RECENTE DE PUBLICAÇÃO | 2025 |
| ÍNDICE H | 5 |
Insuring women’s work
The common narrative about historical health insurance societies emphasizes that they compensated the male breadwinner’s lost income. However, this fails to explain the relatively high and increasing share of female members, including unpaid domestic workers, in Swedish health insurance societies during the early twentieth century. To amend this lack of explanation, this paper investigates the rationale for women’s enrollment in health insurance …
Between voluntarism and compulsion
Membership in mutual health insurance societies spread among industrial workers in the late nineteenth century. We study determinants of such membership among male workers in Swedish manufacturing by using matched employer-employee data from three industries covering all workers (i.e. members and non-members, N > 12 000) and firms around 1900. We find remarkably high rates of membership overall, and especially among married workers. The associati…
Pre-welfare state provision and adverse selection
Mutual benefit societies evolved as the major provider for sickness, accident and life insurance in the late nineteenth and early twentieth centuries on both sides of the Atlantic. One of the major problems facing insurers was the risk of adverse selection, i.e. that unhealthy individuals had more incentives than healthy individuals to insure when priced for the average risk. By empirically examining whether longevity among insured individuals in…
Household risk strategies during a pandemic – experiences from the 1918 influenza pandemic
In 2020, The COVID-19 crisis has put great pressure on the economy worldwide. Only time can tell whether the COVID-19 crisis will have permanent effects on corporate and household behaviour and how it will affect society at large. This article examines historical experiences of how households managed the financial consequences of rising mortality during the 1918 influenza pandemic. We find that the previous pandemic led to an immediate and major …
Did statutory insurance improve the welfare of Swedish workers? The statutory workplace accident insurance act of 1916
Welfare researchers have regarded statutory accident insurance in 1916 as a starting point for the exceptional expansion of the Swedish welfare state. However, rather less attention has been paid to the roles played by mutual insurance societies and employer compensation schemes in offering voluntary welfare protection. We argue that voluntary welfare protection was an integral part of the early-twentieth century welfare system and played a cruci…
Workplace accidents and workers' solidarity
During the industrialization period, the rate of workplace-related accidents increased. Because of the lack of public insurance, mutual health insurance societies became the main providers of workplace accident insurance among workers. Due to large differences in accident risk, health insurance societies were potentially exposed to the risk of adverse selection, since they employed equal pricing for all members regardless of risk profile. This ar…
Regional labour market effects of immigration on low-skilled workers
Purpose The purpose of this paper is to examine the effects of immigration on the labour market outcomes of low-educated natives (i.e. residents without a university diploma). Using the labour market competition theory, which argues that the labour market effects of natives depend on the skill set of immigrants, the paper addresses whether immigrants are complementary to or substitutes for native workers. Design/methodology/approach Longitudinal …
Workers’ participation in regional economic change following establishment closure
This article analyses if and when workers affected by economic destruction in the form of establishment closures move to more productive or newly started establishments in the region, become self-employed, leave the region or become displaced. Results from multinominal probit models show that the majority of these workers face destructive employment outcomes from a Schumpeterian point of view compared to a matched sample of workers not subject to…
Managing policy lapse risk in Sweden’s life insurance market between 1915 and 1947
We examine the challenges that Swedish life insurers faced in managing the lapse risk of policies written on the lives of the industrial urban working class between 1915 and 1947. We observe that with the threat of State socialisation of insurance in the 1930s, industrial life insurers modified their business practices to better control policy lapses. Using firm-level data, we also analyse the effect of socio-economic changes, such as rising real…
Refugee immigration and the growth of low-wage work in the EU15
Our paper focuses on current trends in refugee migration and job polarization. In so doing, we assess the role of refugee migration in relation to institutional, technologicalty 1 and globalization factors in an effort to trace the factors underlying the growth of low-paying occupations in EU 15 between 1995 and 2017. Our empirical findings suggest that refugee migration has a small but positive and statistically significant impact on the growth …
Exclusion of women and organisational characteristics
Mutual societies have been recognised for their ability to mitigate information asymmetry. Although successful in reducing sickness claims, the exclusion of women was common. Health insurance societies argued the exclusion was a means to reduce adverse selection and moral hazard since women were regarded as higher risk. In this paper, we explore differences in organisational characteristics between societies that excluded and societies that did n…
Storebrands og forsikringsbransjens historie, 1767–2017 (Vols. 1 & 2) [Storebrand and the insurance industry, 1767–2017]
Marco H. D. van Leeuwen, Mutual insurance 1550–2015
Marco H. D. van Leeuwen, Mutual insurance 1550–2015: from guild welfare and friendly societies to contemporary micro-insurers (London and New York: Palgrave, 2016). Pages xiii + 321, including figures 3 + tables 40. £75 hardback, £71.50 ebook. - Volume 33 Issue 3
Managing financial constraints
Reinsurance is a vital financial device for enhancing underwriting capacity, ceding risks, and mitigating financial distress. By supplying financial resources and services, reinsurance can facilitate growth and expansion in the insurance business. Focusing on the insurance sector in the emerging Spanish economy and using a novel dataset on fire insurance companies, this article examines the role of fire insurance in the national capital formation…
Sickness absence in compulsory and voluntary health insurance
At the turn of the twentieth century, Swedish health insurance was organised according to the Western European models of both voluntary, ‘fraternal’ principles and compulsory, ‘factory scheme’ principles. In this paper, we trace the characteristics of both organisational forms, and compare the sickness absence by considering the role of risk selection and mitigation across a large panel of voluntary and compulsory health insurance societies opera…
Profits, dividends and industry restructuring
This paper explores the role of profit distribution in the restructuring of the Swedish paper and pulp (P&P) industry between 1945 and 1977. In addressing this issue, we will draw on the life-cycle theory and market imperfection arguments to examine whether the less profitable firms shared more of their profits as dividends, or remained on the market longer by reinvesting the majority of the profits. Our study shows that an increasing share of th…
An historical wealth assessment – measuring the Swedish national wealth for the nineteenth and twentieth centuries
This article provides historical account of wealth accumulation and composition in Sweden during the nineteenth and twentieth centuries. A detailed account on capital formation during the industrialisation process shows that produced capital grew faster than natural capital from the 1850s. Natural capital was changing from a predominance of forest towards crop land as the main asset in the early twentieth century. Produced capital was largely bou…
Predictors of loneliness among older women and men in Sweden
OBJECTIVES: Longitudinal research on loneliness in old age has rarely considered loneliness separately for men and women, despite gender differences in life experiences. The objective of this study was to examine the extent to which older women and men (70+) report feelings of loneliness with a focus on: (a) changes in reported loneliness as people age, and (b) which factors predict loneliness. METHOD: Data from the 2004 and 2011 waves of SWEOLD,…
The compulsory public pension and the demand for life insurance
We employ cost-of-living surveys, business archives, and firm data to examine the impact of the compulsory pension on the demand for life insurance in Sweden from 1884 to 1914-a period that covers the implementation of the first public compulsory old-age pension reform and the take-off of industry life insurance. As predicted on the basis of the contemporary literature on crowding-out effects, we find that the compulsory pension reduced the deman…
Firm size and growth in Sweden's life insurance market between 1855 and 1947
Using data for the period from 1855 to 1947 and the two sub-periods, 1855–1902 and 1903–47, the article examines whether the organic growth rates of 38 Swedish life insurance firms are independent of size, as predicted by Gibrat's (1931) Law of Proportionate Effects. Using panel unit root tests and panel Generalised Method of Moments (GMM) regression, the article finds a significant difference between the growth rates of small and large Swedish l…
Social Capital and Loneliness Among the Very Old Living at Home and in Institutional Settings
Social capital and loneliness are context dependent (i.e., geographical or living environment). Among the very old, the link between social capital resources and loneliness is also highly influenced by health status
Competing Models of Organizational Form
Mutual and stock insurers have coexisted and competed against each other in insurance markets for centuries. In this article, we examine the risk management strategies and underwriting profitability of the different organizational forms in Sweden's property fire insurance market between 1903 and 1939. We demonstrate that stock insurers acted as intermediaries between policyholders and reinsurers to operate effectively in the potentially high-risk…
Mutuality as a control for information asymmetry
We test two competing arguments regarding the influence of organisational form on underwriting performance using data from the Swedish fire insurance industry for the years 1889 to 1939 -- a period of both economic growth and stagnation. Since mutuality is a response to information asymmetry problems, mutual insurers are expected to report lower annual claims relative to premiums than stock insurance companies. However, an alternative view is tha…
Life insurance and income growth
In this paper we provide an analysis of the life insurance market in Sweden from the early nineteenth century to the mid-twentieth century. We consider determinants put forward in the financial history literature to explain the growth of life insurance. The paper shows that income elasticity of demand gives a fairly good approximation of the development in the twentieth century, while the development of risk and insurance innovation among other t…
The determinants of reinsurance in the Swedish property fire insurance market during the interwar years, 1919–39
Drawing a framework from agency theory, we use a panel data design to examine the factors motivating the level of demand for reinsurance in the rapidly developing Swedish property fire insurance market during the interwar period 1919-39. We find that as hypothesised, reinsurance enabled Swedish fire insurers to mitigate underwriting and solvency risks and thus increased their capacity to underwrite new business in uncertain economic times. This i…
Social Capital and Loneliness Among the Very Old Living at Home and in Institutional Settings
Social capital and loneliness are context dependent (i.e., geographical or living environment). Among the very old, the link between social capital resources and loneliness is also highly influenced by health status
Competing Models of Organizational Form
Mutual and stock insurers have coexisted and competed against each other in insurance markets for centuries. In this article, we examine the risk management strategies and underwriting profitability of the different organizational forms in Sweden's property fire insurance market between 1903 and 1939. We demonstrate that stock insurers acted as intermediaries between policyholders and reinsurers to operate effectively in the potentially high-risk…
The determinants of reinsurance in the Swedish property fire insurance market during the interwar years, 1919–39
Drawing a framework from agency theory, we use a panel data design to examine the factors motivating the level of demand for reinsurance in the rapidly developing Swedish property fire insurance market during the interwar period 1919-39. We find that as hypothesised, reinsurance enabled Swedish fire insurers to mitigate underwriting and solvency risks and thus increased their capacity to underwrite new business in uncertain economic times. This i…
Mutuality as a control for information asymmetry
We test two competing arguments regarding the influence of organisational form on underwriting performance using data from the Swedish fire insurance industry for the years 1889 to 1939 -- a period of both economic growth and stagnation. Since mutuality is a response to information asymmetry problems, mutual insurers are expected to report lower annual claims relative to premiums than stock insurance companies. However, an alternative view is tha…
Interdisciplinary Study of Loneliness- with Evaluation of Social Contacts as a Means towards Improving Competence in Old Age
Loneliness has been shown to be a crucial variable with regard to, for example, psychosomatic symptoms, depression and use of services (Weeks et al. 1980; Berg et al. 1981). Loneliness is seen as a subjective state to be distinguished from the objective states social isolation and aloneness. This subjective state has been measured with single-item questions and with scales (de Jong-Gierveld 1969; Belcher 1973; Russel et al. 1980). The answers to …
Changing Approaches to Gender and Ageing
Gender, Ageing and Power : Changing Dynamics in Western Societies; Special Issue of Current Sociology, Monograph 1
Intervention Against Loneliness in a Group of Elderly Women
This article describes a method (the CCC design) for undertaking social work with the elderly. The presenting symptom is the experience of loneliness. Also examined is how far the sample was representative of elderly people who had shown interest in institutional living and among whom the experience of loneliness could be expected, and also whether the intervention efforts were undertaken as specified. The results indicate that when subjects are …
Exclusion of women and organisational characteristics
Mutual societies have been recognised for their ability to mitigate information asymmetry. Although successful in reducing sickness claims, the exclusion of women was common. Health insurance societies argued the exclusion was a means to reduce adverse selection and moral hazard since women were regarded as higher risk. In this paper, we explore differences in organisational characteristics between societies that excluded and societies that did n…
Workplace accidents and workers' solidarity
During the industrialization period, the rate of workplace-related accidents increased. Because of the lack of public insurance, mutual health insurance societies became the main providers of workplace accident insurance among workers. Due to large differences in accident risk, health insurance societies were potentially exposed to the risk of adverse selection, since they employed equal pricing for all members regardless of risk profile. This ar…
Refugee immigration and the growth of low-wage work in the EU15
Our paper focuses on current trends in refugee migration and job polarization. In so doing, we assess the role of refugee migration in relation to institutional, technologicalty 1 and globalization factors in an effort to trace the factors underlying the growth of low-paying occupations in EU 15 between 1995 and 2017. Our empirical findings suggest that refugee migration has a small but positive and statistically significant impact on the growth …
Managing financial constraints
Reinsurance is a vital financial device for enhancing underwriting capacity, ceding risks, and mitigating financial distress. By supplying financial resources and services, reinsurance can facilitate growth and expansion in the insurance business. Focusing on the insurance sector in the emerging Spanish economy and using a novel dataset on fire insurance companies, this article examines the role of fire insurance in the national capital formation…
The compulsory public pension and the demand for life insurance
We employ cost-of-living surveys, business archives, and firm data to examine the impact of the compulsory pension on the demand for life insurance in Sweden from 1884 to 1914-a period that covers the implementation of the first public compulsory old-age pension reform and the take-off of industry life insurance. As predicted on the basis of the contemporary literature on crowding-out effects, we find that the compulsory pension reduced the deman…
Between voluntarism and compulsion
Membership in mutual health insurance societies spread among industrial workers in the late nineteenth century. We study determinants of such membership among male workers in Swedish manufacturing by using matched employer-employee data from three industries covering all workers (i.e. members and non-members, N > 12 000) and firms around 1900. We find remarkably high rates of membership overall, and especially among married workers. The associati…
Did statutory insurance improve the welfare of Swedish workers? The statutory workplace accident insurance act of 1916
Welfare researchers have regarded statutory accident insurance in 1916 as a starting point for the exceptional expansion of the Swedish welfare state. However, rather less attention has been paid to the roles played by mutual insurance societies and employer compensation schemes in offering voluntary welfare protection. We argue that voluntary welfare protection was an integral part of the early-twentieth century welfare system and played a cruci…
Firm size and growth in Sweden's life insurance market between 1855 and 1947
Using data for the period from 1855 to 1947 and the two sub-periods, 1855–1902 and 1903–47, the article examines whether the organic growth rates of 38 Swedish life insurance firms are independent of size, as predicted by Gibrat's (1931) Law of Proportionate Effects. Using panel unit root tests and panel Generalised Method of Moments (GMM) regression, the article finds a significant difference between the growth rates of small and large Swedish l…
Burglary in Shady Hill and Sarsaparilla
This paper compares short stories by Patrick White and American John Cheever, arguing that their representations of suburbia and modernity show fundamentally different approaches to each
A comparative empirical study of autonomy in nursing homes in Sweden and Florida, USA
The service system at the crossroad of demography and policy making- Implications for the elderly
Psychosocial Stress
Interdisciplinary Study of Loneliness- with Evaluation of Social Contacts as a Means towards Improving Competence in Old Age
Loneliness has been shown to be a crucial variable with regard to, for example, psychosomatic symptoms, depression and use of services (Weeks et al. 1980; Berg et al. 1981). Loneliness is seen as a subjective state to be distinguished from the objective states social isolation and aloneness. This subjective state has been measured with single-item questions and with scales (de Jong-Gierveld 1969; Belcher 1973; Russel et al. 1980). The answers to …
Intervention Against Loneliness in a Group of Elderly Women
This article describes a method (the CCC design) for undertaking social work with the elderly. The presenting symptom is the experience of loneliness. Also examined is how far the sample was representative of elderly people who had shown interest in institutional living and among whom the experience of loneliness could be expected, and also whether the intervention efforts were undertaken as specified. The results indicate that when subjects are …
A Model of Estrangement—Including a Theoretical Understanding of Loneliness
A model for the understanding of the concept of loneliness is presented. Loneliness is said to have three parts: emotional estrangement or the experienced lack of intimacy, social estrangement or the experienced lack of relatedness to social environment, and existential loneliness which is the inevitable consequence of the human finiteness and ultimate aloneness. In addition, the concepts of self-estrangement, structural estrangement, and meaning…
Health Care for an Aging Society, Cost-conscious Community Care and Self-Care Approaches (Book)
The service system at the crossroad of demography and policy making- Implications for the elderly
Loneliness and its Relationship with Misery
Loneliness has been shown to be related to a number of negative factors; however, when partial correlations are applied many relationships turn out to be spurious
A comparative empirical study of autonomy in nursing homes in Sweden and Florida, USA
Loneliness research and interventions
The paper describes and reviews concepts and studies in the area of social relations and health, with special emphasis on loneliness. Related concepts such as social networks and social support are also considered. The fundamental distinction between the objective manifestation of being alone and the subjective manifestation of experiencing loneliness is emphasized. The second part of the paper consists of a description of various network interve…
Sociological research on age
As the ‘aging and society’ paradigm examines structure in its own right, it should have an immediate appeal to sociologists. On the one hand it can be seen as a schematic for gerontology or research on human development and, on the other, as a theory or paradigm in its own right. I see the various parts and phases of the paradigm as a learning process, where stopping somewhere half-way is risky: one has to go the whole hog before really prosperin…
Convergence and structure of trade
This thesis explores the bilateral shipping and trade between Finland and Sweden during the post-war period. It comprises five articles and one introductory chapter for which the common point of departure is the growth and transformation of bilateral trade and shipping. The first two articles analyse the structural change of bilateral trade from a national and regional perspective. The three following articles provide an overview and analysis of …
Burglary in Shady Hill and Sarsaparilla
This paper compares short stories by Patrick White and American John Cheever, arguing that their representations of suburbia and modernity show fundamentally different approaches to each
The Modernist Sacred
â In this essay, the radical potentialities of modernismâ s dialogue with notions of the sacred will be analysed, with a particular focus on the active construction of a transcendental spirituality that functions as a rejection of hegemonic forces. I will argue that Randolph Stow constructs a place in which hegemonic symbolisationâ the alienating forms of language that separate subjects from the realâ can be challenged or subverted. I will also a…
Changing Approaches to Gender and Ageing
Gender, Ageing and Power : Changing Dynamics in Western Societies; Special Issue of Current Sociology, Monograph 1
Is Structural Change Speeding Up? The Case of Sweden, 1850–2000
This article focuses on the importance of structural change on productivity growth and conditions in the labour market. From a productivity perspective, a positive relation is found between structural change and productivity growth from the industrial breakthrough until the first oil crisis. From the early 1970s, this positive relation weakened and eventually became negative as labour moved from high to low productive industries. From a labour ma…
Life insurance and income growth
In this paper we provide an analysis of the life insurance market in Sweden from the early nineteenth century to the mid-twentieth century. We consider determinants put forward in the financial history literature to explain the growth of life insurance. The paper shows that income elasticity of demand gives a fairly good approximation of the development in the twentieth century, while the development of risk and insurance innovation among other t…
The determinants of reinsurance in the Swedish property fire insurance market during the interwar years, 1919–39
Drawing a framework from agency theory, we use a panel data design to examine the factors motivating the level of demand for reinsurance in the rapidly developing Swedish property fire insurance market during the interwar period 1919-39. We find that as hypothesised, reinsurance enabled Swedish fire insurers to mitigate underwriting and solvency risks and thus increased their capacity to underwrite new business in uncertain economic times. This i…
Mutuality as a control for information asymmetry
We test two competing arguments regarding the influence of organisational form on underwriting performance using data from the Swedish fire insurance industry for the years 1889 to 1939 -- a period of both economic growth and stagnation. Since mutuality is a response to information asymmetry problems, mutual insurers are expected to report lower annual claims relative to premiums than stock insurance companies. However, an alternative view is tha…
Competing Models of Organizational Form
Mutual and stock insurers have coexisted and competed against each other in insurance markets for centuries. In this article, we examine the risk management strategies and underwriting profitability of the different organizational forms in Sweden's property fire insurance market between 1903 and 1939. We demonstrate that stock insurers acted as intermediaries between policyholders and reinsurers to operate effectively in the potentially high-risk…
Social Capital and Loneliness Among the Very Old Living at Home and in Institutional Settings
Social capital and loneliness are context dependent (i.e., geographical or living environment). Among the very old, the link between social capital resources and loneliness is also highly influenced by health status
Firm size and growth in Sweden's life insurance market between 1855 and 1947
Using data for the period from 1855 to 1947 and the two sub-periods, 1855–1902 and 1903–47, the article examines whether the organic growth rates of 38 Swedish life insurance firms are independent of size, as predicted by Gibrat's (1931) Law of Proportionate Effects. Using panel unit root tests and panel Generalised Method of Moments (GMM) regression, the article finds a significant difference between the growth rates of small and large Swedish l…
Predictors of loneliness among older women and men in Sweden
OBJECTIVES: Longitudinal research on loneliness in old age has rarely considered loneliness separately for men and women, despite gender differences in life experiences. The objective of this study was to examine the extent to which older women and men (70+) report feelings of loneliness with a focus on: (a) changes in reported loneliness as people age, and (b) which factors predict loneliness. METHOD: Data from the 2004 and 2011 waves of SWEOLD,…
The compulsory public pension and the demand for life insurance
We employ cost-of-living surveys, business archives, and firm data to examine the impact of the compulsory pension on the demand for life insurance in Sweden from 1884 to 1914-a period that covers the implementation of the first public compulsory old-age pension reform and the take-off of industry life insurance. As predicted on the basis of the contemporary literature on crowding-out effects, we find that the compulsory pension reduced the deman…
Profits, dividends and industry restructuring
This paper explores the role of profit distribution in the restructuring of the Swedish paper and pulp (P&P) industry between 1945 and 1977. In addressing this issue, we will draw on the life-cycle theory and market imperfection arguments to examine whether the less profitable firms shared more of their profits as dividends, or remained on the market longer by reinvesting the majority of the profits. Our study shows that an increasing share of th…
An historical wealth assessment – measuring the Swedish national wealth for the nineteenth and twentieth centuries
This article provides historical account of wealth accumulation and composition in Sweden during the nineteenth and twentieth centuries. A detailed account on capital formation during the industrialisation process shows that produced capital grew faster than natural capital from the 1850s. Natural capital was changing from a predominance of forest towards crop land as the main asset in the early twentieth century. Produced capital was largely bou…
Economics (24 obras) · Political science (17 obras) · Business (14 obras) · Sociology (13 obras) · Actuarial science (12 obras) · Demographic economics (11 obras) · Economic growth (11 obras) · Psychology (11 obras) · Medicine (10 obras) · Finance (9 obras)