The compulsory public pension and the demand for life insurance
The case of Sweden, 1884-1914
Dados Bibliográficos
| ID | 3550285 |
|---|---|
| Autores | Lars‐fredrik Andersson (0000-0002-1413-3707, Umeå University), Liselotte Eriksson (0000-0003-2591-6579, Umeå University) |
| Ano | 2015 |
| Volume | 68 |
| Fascículo | 1 |
| Páginas | 244-263 |
| Data de publicação | 2015-02-01 |
| Peer Reviewed | Sim |
| Open Access | Sim |
| Tipo | ARTICLE |
| Periódico | The Economic History Review (JOURNAL) |
| Identificadores do periódico | ISSN: 0013-0117 • E-ISSN: 1468-0289 |
| Editora | Wiley (PUBLISHER • GB) |
| DOI | 10.1111/1468-0289.12054 |
| OpenAlex | W2171484923 |
| Idioma | EN |
| Citações recebidas | 7 |
| Referências citadas | 33 |
We employ cost-of-living surveys, business archives, and firm data to examine the impact of the compulsory pension on the demand for life insurance in Sweden from 1884 to 1914-a period that covers the implementation of the first public compulsory old-age pension reform and the take-off of industry life insurance. As predicted on the basis of the contemporary literature on crowding-out effects, we find that the compulsory pension reduced the demand for life insurance. Our panel-data analysis of lapse rates on insurance policies shows a significant crowding-out effect of pension payments. We conclude that the introduction of the general compulsory pension had a crowding-out effect on households' holdings of insurance policies
Actuarial science · Business · Crowding out · Demographic economics · Economics · Insurance policy · Labour economics · Life insurance · Monetary economics · Panel data · Payment · Pension · Pension insurance · Finance · Financial Literacy, Pension, Retirement Analysis · Global Health Care Issues · Insurance, Mortality, Demography, Risk Management
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| Obras citantes distintas | 7 |
|---|---|
| Citações por ano | 1 |
| Intervalo de citações | 2019 - 2024 (6) |
| Velocidade de citação | recent |
| Altamente citado | Não |
| Tipos de citação | Neutras: 6 |