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Communities Respond to Predatory Lending

Bibliographic Data

ID10554166
AuthorsMary Caplan (University of Georgia, corresponding author), M A Caplan
Year2014
Volume59
Issue2
Pages149-156
Publication date2014-04-01
Open AccessNo
TypeARTICLE
VenueSocial Work (JOURNAL)
Journal identifiersISSN: 0037-8046 • E-ISSN: 1545-6846
PublisherOxford University Press (OUP) (PUBLISHER)
DOI10.1093/sw/swu008
PMID24855864
OpenAlexW2161181561
LanguageEN
Citations received13
References cited11

Low-income communities in the United States have faced a history of financial marginalization and exploitation, most evident today in the proliferation of predatory financial services, such as payday lending and check-cashing services. Ameliorating the negative effects of predatory lending has become increasingly important on the agenda of community development efforts and the field of social work. Through the use of case studies, this article describes three specific strategies that communities use to increase financial inclusion and buffer against the deleterious effects of predatory lending: inclusion, community-based alternatives, and community advocacy

Business · Economic growth · Economics · Financial inclusion · Financial services · Inclusion (mineral · Low income · Social science · Socioeconomics · Sociology · Work (physics · Finance · Homelessness and Social Issues · Housing, Finance, and Neoliberalism · Microfinance and Financial Inclusion

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Citations per year1.3
Citation span2016 - 2025 (10)
Highly citedNo

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