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Women's access to SME finance in Australia

Bibliographic Data

ID12928015
AuthorsAndrew Van Hulten (0000-0001-5278-5645, Victoria University, corresponding author)
Year2012
Volume4
Issue3
Pages266-288
Publication date2012-09-18
Peer ReviewedYes
Open AccessYes
TypeARTICLE
VenueInternational Journal of Gender and Entrepreneurship (JOURNAL)
Journal identifiersISSN: 1756-6266 • E-ISSN: 1756-6274
PublisherEmerald Publishing Limited (PUBLISHER • GB)
DOI10.1108/17566261211264154
OpenAlexW1973586449
LanguageEN
Citations received12
References cited71

Purpose The purpose of this paper is to test whether Australian female and male entrepreneurs differ in their growth aspirations and demand for finance; denial, discouragement and financial constraint rates; and sources of finance. Design/methodology/approach This paper applies logistic regression techniques to data drawn from a comprehensive survey of Australian small‐ and medium‐sized businesses, which was conducted in 2010. Findings After controlling for a wide range of firm, owner and risk characteristics, female entrepreneurs are found to have lower growth aspirations than males but do not differ in their demand for business finance. Gender does not influence the probability of reporting denial, discouragement or financial constraint. Females and males do not differ significantly in the types of finance that they use. Research limitations/implications The online survey had a low response rate. Originality/value First, the paper tests the proposition that gender mediates demand for finance whilst controlling for a wide range of firm, owner and risk variables. Second, the paper tests whether female entrepreneurs are more likely than males to be financially constrained, that is, to have foregone viable investment opportunities due to inadequate access to finance. In doing so, it endeavours to reconcile the financial discrimination and financial constraint literatures. Third, the paper tests whether gender produces its effects in interaction with owners' migration status

Access to Finance · Business · Constraint (computer-aided design · Demographic economics · Denial · Economics · Entrepreneurship · Female entrepreneurs · Investment (military · Logistic regression · Originality · Political science · Sociology · Survey data collection · Test (biology · Entrepreneurship Studies and Influences · Family Business Performance and Succession · Microfinance and Financial Inclusion · Psychology · Finance

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Unique citing works12
Citations per year0,92
Citation span2013 - 2023 (11)
Citation velocityhistorical
Highly citedNo
Citation typesNeutral: 12

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